1116 Ruby Dr, Toms River, NJ 08753 Property Records

Ocean County and Toms River Township property record for 1116 Ruby Dr, Toms River, NJ 08753

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,540 sqft · built 1964
Lot Size0.355 acres (15,481 sqft)
Owner2 Individual Names on Record
Last Sale$355,000 (Nov 2019)
Tax Bill$8,533 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Sep 2025 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN08-01501-22-00012

Property Details

APN / Parcel Number

Primary APN08-01501-22-00012
Alternative APN
  • 0801501002200012

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,540 sqft Living Area
Gross Area3,068 sqft
1st Floor Area2,540 sqft
Basement Area528 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area15,481 sqft (0.355 acres)
Lot Dimensions120 ft deep x 129 ft wide
Parking Spaces1 Parking Space
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address1116 RUBY DR
CityTOMS RIVER
StateNJ
Zip08753-3074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR120
Legal Description129X120
Legal SubdivisionFAIRVIEW ESTATES SEC 03D
Legal Block1501
Legal Lot Number12
JurisdictionOCEAN NJ
Township / Civil DivisionTOMS RIVER
Census Block Group1
Census Block1010
Census Tract722702

Owner

Source: Ocean County and Toms River Township records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1116 RUBY DR, TOMS RIVER, NJ 08753-3074
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Deed of Trust, Mortgage · Line of Credit
VILLAGE CAPITAL & INVESTMENT LLC
Sep 24, 2025Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Oct 31, 2023Deed of Trust, Mortgage · FHA Mortgage
AMERISAVE MORTGAGE CORP
Dec 13, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Nov 1, 2019Grant Deed, Transfer · FHA Mortgage
QUICKEN LNS
May 10, 2018Grant Deed, Transfer · VA Mortgage
NAVY FCU
Sep 25, 2017Deed, Transfer · Reverse Mortgage
BOND ST MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2019 · Amount on Record
Deed SaleNov 1, 2019 · Amount on Record
Prior SaleMay 10, 2018 · Amount on Record
Deed Document Number2019110416
Deed Book / Page17665 / 1029
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address1116 RUBY DR, TOMS RIVER, NJ 08753-3074
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201441369
DateSep 25, 2025
Book Page20144/1369
Instrument2025075630
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueOct 1, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address1116 RUBY DR, TOMS RIVER, NJ 08753-3074
Transaction TypeMortgage
Record UpdatedOct 10, 2025
Title CompanyMILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1116 RUBY DR, TOMS RIVER, NJ 08753-3074

Mortgage

Document Number0201431899
DateSep 24, 2025
Book Page20143/1899
Instrument2025075367
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address1116 RUBY DR, TOMS RIVER, NJ 08753-3074
Transaction TypeMortgage
Record UpdatedNov 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1116 RUBY DR, TOMS RIVER, NJ 08753-3074

Mortgage

Document Number0195251698
DateOct 31, 2023
Book Page19525/1698
Instrument2023081979
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30342
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address1116 RUBY DR, TOMS RIVER, NJ 08753-3074
Transaction TypeMortgage
Record UpdatedDec 30, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0188190797
DateDec 13, 2021
Book Page18819/797
Instrument2021176376
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOCEAN NJ
Recording DateNov 1, 2019
Property Address1116 RUBY DR, TOMS RIVER, NJ 08753-3074
Document Number0176651029
Book / Page017665 / 001029
Instrument DateOct 28, 2019
Instrument110416
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyMID-STATE ABSTRACT COMPANY, MID-STATE ABSTRACT CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$355.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1116 RUBY DR TOMS RIVER NJ 087533074, TOMS RIVER, NJ 08753-3074

Mortgage

Document Number176651034
DateNov 1, 2019
Book Page017665/001034
Instrument110417
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 31, 2049

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOCEAN NJ
Recording DateMay 10, 2018
Property Address1116 RUBY DR, TOMS RIVER, NJ 08753-3074
Document Number0171111410
Book / Page017111 / 001410
Instrument DateApr 27, 2018
Instrument45832
Transaction TypeTransfer
Record UpdatedJun 4, 2018
Title CompanyLAFAYETTE GENERAL TITLE AGENCY, LAFAYETTE GENERAL TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1116 RUBY DR TOMS RIVER NJ 087533074, TOMS RIVER, NJ 08753-3074

Mortgage

Document Number171111416
DateMay 10, 2018
Book Page017111/001416
Instrument45833
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 9, 2048

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateSep 25, 2017
Property Address1116 RUBY DR, TOMS RIVER, NJ 08753-3074
Document Number0168801484
Book / Page16880 / 1484
Map ReferenceMAP C 117
Instrument DateSep 19, 2017
Instrument2017100008
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanyFIDELITY NATIONAL TITLE INSU

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$595.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1116 RUBY DR, TOMS RIVER, NJ 08753-3074

Mortgage

Document Number0168801490
DateSep 25, 2017
Book Page16880/1490
Instrument2017100009
Lender
NameBOND ST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term919 Months
DueApr 2, 2094
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionToms River Township
Unified School DistrictToms River Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$436,700 (-) Land $136,000 Building $300,700$436,700 (-) Land $136,000 Building $300,700
2025$8,533.00 (+7.31%)$436,700 (-) Land $136,000 Building $300,700$436,700 (-) Land $136,000 Building $300,700
2024$7,952.00 (+9.11%)
2023$436,700 Land $136,000 Building $300,700$436,700 Land $136,000 Building $300,700
2022$7,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY TOMS RIVER
private · serves 123,184 people · EPA ID NJ1507005
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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