Ocean County and Toms River Township property record for 1111 Ruby Dr, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,196 sqft · built 1963 |
| Lot Size | 0.295 acres (12,850 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Apr 2022) |
| Tax Bill | $6,878 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-01501-23-00010 |
| Primary APN | 08-01501-23-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,196 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 12,850 sqft (0.295 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1111 RUBY DR |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-3028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R120 |
| Legal Description | .295AC |
| Legal Subdivision | FAIRVIEW ESTATES SEC 03-D |
| Legal Block | 1501 |
| Legal Lot Number | 10 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 722702 |
Source: Ocean County and Toms River Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1111 RUBY DR, TOMS RIVER, NJ 08753-3028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK |
| Dec 18, 2018 | Grant Deed, Construction Loan · Construction Mortgage MISCELLANEOUS INS CO |
| May 10, 2018 | Trustee's Deed, Foreclosure OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2022 · Amount on Record |
| Deed Sale | Apr 1, 2022 · Amount on Record |
| Prior Sale | Dec 18, 2018 · Amount on Record |
| Deed Document Number | 202239821 |
| Deed Book / Page | 18974 / 851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 1, 2022 |
| Property Address | 1111 RUBY DR, TOMS RIVER, NJ 08753-3028 |
| Document Number | 0189740851 |
| Book / Page | 18974 / 851 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022039821 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,831.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 164 CENTRAL AVE, 164, JERSEY CITY, NJ 07307-3002 |
| Name | Verified Name |
|---|---|
| Address | 1111 RUBY DR, TOMS RIVER, NJ 08753-3028 |
| Document Number | 2022039822 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2022039822 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 1111 RUBY DR, TOMS RIVER, NJ 08753-3028 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0176861835 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 17686/1835 |
| Instrument | 2019117641 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 10.8% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Dec 18, 2018 |
| Property Address | 1111 RUBY DR, TOMS RIVER, NJ 08753-3028 |
| Document Number | 0173331902 |
| Book / Page | 017333 / 001902 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 123946 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 8, 2019 |
| Title Company | TITLE CONSULTING SERVICES, TITLE CONSULTING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $213.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 164 CENTRAL AVE JERSEY CITY NJ 073073002, JERSEY CITY, NJ 07307-3002 |
| Document Number | 173331908 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 017333/001908 |
| Instrument | 123947 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | OMAHA, NE 68102 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 10, 2018 |
| Property Address | 1111 RUBY DR, TOMS RIVER, NJ 08753-3028 |
| Document Number | 0171101997 |
| Book / Page | 017110 / 001997 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 45564 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 1, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $173.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 402 LEXINGTON AVE #200 LAKEWOOD NJ 087013204, 200, LAKEWOOD, NJ 08701-3204 |
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,000 (-) Land $130,000 Building $222,000 | $352,000 (-) Land $130,000 Building $222,000 | |
| 2025 | $6,878.00 (+7.32%) | $352,000 (-) Land $130,000 Building $222,000 | $352,000 (-) Land $130,000 Building $222,000 |
| 2024 | $6,409.00 (+9.11%) | ||
| 2023 | $352,000 Land $130,000 Building $222,000 | $352,000 Land $130,000 Building $222,000 | |
| 2022 | $5,874.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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