1116 Black Cherry Dr, Crystal Lake, IL 60012 Property Records

McHenry County property record for 1116 Black Cherry Dr, Crystal Lake, IL 60012

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,487 sqft · built 2021
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$274,275 (Mar 2021)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-27-485-012`

Property Details

APN / Parcel Number

Primary APN	`14-27-485-012`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	1,487 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1116 BLACK CHERRY DR
City	CRYSTAL LAKE
State	IL
Zip	60012-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0017097 LT 445 WOODLORE ESTATES SUB
Legal Subdivision	WOODLORE ESTATES
Legal Lot Number	445
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	3
Census Block	3010
Census Tract	870809

Owner

1116 Black Cherry Dr is owned and occupied by an individual who bought it in March 2021.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1116 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2021 · Amount on File
Deed Sale	Mar 29, 2021 · Amount on File
Deed Document Number	2021R0017097
Record Updated	Jun 7, 2026

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 29, 2021
Property Address	1116 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3816
Document Number	0000017097
Map Reference	DOC 20007R0083141
Instrument Date	Mar 26, 2021
Instrument	2021R0017097
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	LENNAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1116 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3816

Mortgage

Document Number	0000017098
Date	Mar 29, 2021
Instrument	2021R0017098

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	Crystal Lake City
Secondary School District	Community High School District 155 (09 - 12)
Elementary School District	Prairie Grove Community School District 46 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption Additional exemption filed	$66,957 Land $18,385 Building $48,572	$200,871 Land $55,155 Building $145,716

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1116 Black Cherry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1116 Black Cherry Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20