1109 Black Cherry Dr, Crystal Lake, IL 60012 Property Records

McHenry County property record for 1109 Black Cherry Dr, Crystal Lake, IL 60012

Property Summary

Property TypeSingle Family Home
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on Record
Last Sale$360,500 (Apr 2022)
Tax Bill$8,238 (2024)
Deeds & MortgagesApr 2023 Transfer
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-27-486-011

Property Details

APN / Parcel Number

Primary APN14-27-486-011

Exterior

Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Street Address1109 BLACK CHERRY DR
CityCRYSTAL LAKE
StateIL
Zip60012-3816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0008553 LT 424 WOODLORE ESTATES SUB MEMO: LA BRACK, RALPH H/JOANNE R JNT TR
Legal SubdivisionWOODLORE ESTATES SUB
Legal Lot Number424
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group3
Census Block3010
Census Tract870809

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1109 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3816
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 6, 2022Special Warranty Deed, Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2022 · Amount on Record
Deed SaleApr 6, 2022 · Amount on Record
Deed Document Number202212638
Last Transfer DateApr 11, 2023
Transfer Doc0000008553
Record UpdatedSep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateApr 17, 2023
Property Address1109 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3816
Document Number0000008553
Map ReferenceDOC 87R004175
Instrument DateApr 11, 2023
Instrument2023R0008553
Transaction TypeTransfer
Record UpdatedJun 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3816

April 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMCHENRY IL
Recording DateApr 6, 2022
Property Address1109 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3816
Document Number0000012638
Instrument DateMar 22, 2022
Instrument2022R0012638
Transaction TypeTransfer
Record UpdatedJun 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1700 E GOLF RD # RD11000, RD11000, SCHAUMBURG, IL 60173-5804

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1109 BLACK CHELBY DR, CRYSTAL LAKE, IL 60012-3816

Mortgage

Document Number0000012639
DateApr 6, 2022
Instrument2022R0012639
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
MunicipalityCrystal Lake City
Secondary School DistrictCommunity High School District 155 (09 - 12)
Elementary School DistrictPrairie Grove Community School District 46 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$8,238.00$107,982 (+110.91%) Land $24,064 Building $83,918$323,946 (+110.91%) Land $72,192 Building $251,754
2022Homeowner's exemption$51,197 Land $14,239 Building $36,958$153,591 Land $42,717 Building $110,874

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL LAKE
serves 40,661 people · EPA ID IL1110150
Water SourceGroundwater
Last State InspectionSep 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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