1115 Ware St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 1115 Ware St, Palmer, MA 01069

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,884 sqft · built 1962
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$629,000 (May 2024)
Tax Bill$8,486 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNPALM M:37 B:40

Property Details

APN / Parcel Number

Primary APNPALM M:37 B:40
Alternative APN
  • M:0037 L:000040

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,884 sqft Living Area
Gross Area3,986 sqft
1st Floor Area1,922 sqft
Basement Area962 sqft
Unfinished Basement572 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGambrel
Roof MaterialSlate
Lot Area217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address1115 WARE ST
CityPALMER
StateMA
Zip01069-9545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Block40
JurisdictionPALMER MA
Township / Civil DivisionPALMER TOWN
Census Block Group1
Census Block1001
Census Tract810100

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 STEBBINS ST, LUDLOW, MA 01056-2605
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2024 · Amount on Record
Deed SaleMay 17, 2024 · Amount on Record
Deed Document Number202421372
Deed Book / Page25423 / 230
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALMER MA
Property Address1115 WARE ST, PALMER, MA 01069-9545
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026162-323
DateDec 22, 2025
Book Page26162/323
Instrument61980
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term169 Months
DueJan 1, 2040

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityPalmer Town City
Unified School DistrictPalmer School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,486.00 (+7.88%)$464,200 (+10.18%) Land $82,000 Building $382,200$589,285 (+0.62%)
2024$7,866.00 (+7.36%)$421,300 (+11.78%) Land $75,900 Building $345,400$585,675
2023$7,327.00$376,900 Land $75,900 Building $301,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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