1115 Towergate Cir, Lake Wales, FL 33853 Property Records

Polk County property record for 1115 Towergate Cir, Lake Wales, FL 33853

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,247 sqft · built 2017
Lot Size	0.3 acres (13,051 sqft)
Owner	2 Trust Names on File
Last Sale	$415,000 (Nov 2025)
Tax Bill	$3,349 (2025)
Deeds & Mortgages	Nov 2025 Sale Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-36-880211-000030`

Property Details

APN / Parcel Number

Primary APN	`27-29-36-880211-000030`
Alternative APNs	`362927880211000030` `62927000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,247 sqft Living Area
Gross Area	2,885 sqft
1st Floor Area	2,247 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	13,051 sqft (0.3 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	638 sqft
Pool Type	Enclosed Pool
Porch	Unfinished Open Porch
Porch Area	355 sqft

Location & Zoning

Street Address	1115 TOWERGATE CIR
City	LAKE WALES
State	FL
Zip	33853-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWERGATE ESTATES PB 147 PG 31 LOT 3
Legal Range	27E
Legal Township	29S
Legal Section	36
Legal Subdivision	TOWERGATE ESTATES
Legal Tract	880211
Legal Block	2
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	2
Census Block	2035
Census Tract	14303

Owner

1115 Towergate Cir is held in a trust since November 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	706 HIGHLAND CREST LOOP, LAKE WALES, FL 33853-3589
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Warranty Deed, Transfer MIDFLORIDA TITLE PROFESSIONALS, MIDFLORIDA TTL PROFESSIONALS
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 3, 2017	Grant Deed, Transfer FBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	2025266821
Deed Book / Page	13773 / 1601
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 12, 2025
Property Address	1115 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Document Number	0000266821
Book / Page	13773 / 1601
Map Reference	MB 147 PG 31
Instrument Date	Nov 7, 2025
Instrument	2025266821
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	MIDFLORIDA TITLE PROFESSIONALS, MIDFLORIDA TTL PROFESSIONALS

Transaction

Amount	Amount on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 CODY VILLA RD, BABSON PARK, FL 33827-3701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 HIGHLAND CREST LOOP, LAKE WALES, FL 33853-3589

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1115 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000279499
Date	Nov 30, 2023
Book Page	12923/1067
Instrument	2023279499

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1115 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 TOWERGATE CIR, LAKE WALES, FL 33853-2606

Mortgage

Document Number	0000179081
Date	Jul 12, 2021
Book Page	11797/141
Instrument	2021179081

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Oct 3, 2017
Property Address	1115 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Document Number	0102751199
Book / Page	010275 / 001199
Instrument Date	Oct 3, 2017
Instrument	188504
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,607.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1115 TOWERGATE CIR LAKE WALES FL 338532606, LAKE WALES, FL 33853-2606

Mortgage

Document Number	102751205
Date	Oct 3, 2017
Book Page	010275/001205
Instrument	188507

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1115 Towergate Cir was $3,349, up 3.6% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lake Wales City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,099 (+60.4%) Land $33,000 Building $304,099	$337,099 (-2.52%) Land $33,000 Building $304,099
2025	$3,349.00 (+3.56%) Homeowner's exemption	$210,167 (+2.9%)	$345,801 (-0.1%) Land $33,000 Building $312,801
2024	$3,234.00 (+2.34%) Homeowner's exemption	$204,244 (+3%)	$346,137 (-0.13%) Land $33,000 Building $313,137
2023	$3,160.00 (+6.65%) Homeowner's exemption	$198,295 (+3%)	$346,603 (+7.08%) Land $32,000 Building $314,603
2022	$2,963.00 Homeowner's exemption	$192,519	$323,696 Land $27,000 Building $296,696

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1115 Towergate Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1115 Towergate Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE WALES serves 18,722 people · EPA ID FL6532234
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Towergate Cir

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