1107 Towergate Cir, Lake Wales, FL 33853 Property Records

Polk County property record for 1107 Towergate Cir, Lake Wales, FL 33853

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 2017
Lot Size	0.333 acres (14,505 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Feb 2023)
Tax Bill	$4,687 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-36-880211-000010`

Property Details

APN / Parcel Number

Primary APN	`27-29-36-880211-000010`
Alternative APNs	`362927880211000010` `62927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,980 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	14,505 sqft (0.333 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	282 sqft

Location & Zoning

Street Address	1107 TOWERGATE CIR
City	LAKE WALES
State	FL
Zip	33853-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWERGATE ESTATES PB 147 PG 31 LOT 1
Legal Range	27E
Legal Township	29S
Legal Section	36
Legal Subdivision	TOWERGATE ESTATES
Legal Tract	880211
Legal Block	2
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	2
Census Block	2035
Census Tract	14303

Owner

1107 Towergate Cir is owned and occupied by two individuals who acquired it in December 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1107 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 8, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 23, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Apr 29, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INV LLC
Jan 8, 2018	Deed of Trust, Mortgage · FHA Mortgage FBC MTG
May 2, 2017	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2023 · Amount on File
Deed Sale	Feb 8, 2023 · Amount on File
Prior Sale	Jun 23, 2022 · Amount on File
Deed Document Number	202329738
Deed Book / Page	12575 / 1725
Last Transfer Date	Dec 18, 2024
Transfer Doc	0000295853
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1107 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 TOWERGATE CIR, LAKE WALES, FL 33853-2606

Mortgage

Document Number	0000236132
Date	Sep 10, 2021
Book Page	11886/86
Instrument	2021236132

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 8, 2023
Property Address	1107 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Document Number	0000029738
Book / Page	12575 / 1725
Map Reference	MB 147 PG 31
Instrument Date	Feb 3, 2023
Instrument	2023029738
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 TOWERGATE CIR, LAKE WALES, FL 33853-2606

Mortgage

Document Number	0125751727
Date	Feb 8, 2023
Instrument	12575/1727

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 23, 2022
Property Address	1107 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Document Number	0000171670
Book / Page	12309 / 167
Map Reference	MB 147 PG 31
Instrument Date	Jun 20, 2022
Instrument	2022171670
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,463.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	480 HEATHER CT, BARTOW, FL 33830-8568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1107 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Document Number	0112290672
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1107 TOWERGATE CIR LAKE WALES FL 338532606, LAKE WALES, FL 33853-2606

Mortgage

Document Number	0112290672
Date	May 8, 2020
Book Page	011229/000672
Instrument	93809

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1107 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Document Number	0103871314
Book / Page	010387 / 001314
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	CLEAR TITLE/FL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1107 TOWERGATE CIR LAKE WALES FL 338532606, LAKE WALES, FL 33853-2606

Mortgage

Document Number	0103871314
Date	Feb 5, 2018
Book Page	010387/001314
Instrument	26298

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2048

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	May 2, 2017
Property Address	1107 TOWERGATE CIR, LAKE WALES, FL 33853-2606
Document Number	0101340942
Book / Page	010134 / 000942
Instrument Date	Apr 28, 2017
Instrument	83152
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,458.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1107 TOWERGATE CIR LAKE WALES FL 33853, LAKE WALES, FL 33853

Tax Assessment & Valuation

The 2025 property tax bill for 1107 Towergate Cir was $4,687 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lake Wales City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,024 (-6.69%) Land $33,000 Building $225,024	$258,024 (-6.69%) Land $33,000 Building $225,024
2025	$4,687.00 Homeowner's exemption	$276,532 Land $33,000 Building $243,532	$276,532 Land $33,000 Building $243,532
2023	$5,531.00 (+304.31%)	$277,316 (+157.56%) Land $32,000 Building $245,316	$277,316 (+7.17%) Land $32,000 Building $245,316
2022	$1,368.00	$107,672	$258,753 Land $27,000 Building $231,753

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1107 Towergate Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1107 Towergate Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE WALES serves 18,722 people · EPA ID FL6532234
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Towergate Cir

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