1115 Spring St S, Northfield, MN 55057 Property Records

Rice County property record for 1115 Spring St S, Northfield, MN 55057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,304 sqft · built 1970
Lot Size	0.32 acres (13,920 sqft)
Owner	Individual Name on File
Tax Bill	$5,664 (2026)
Deeds & Mortgages	Aug 2026 Transfer Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22.01.4.04.004`

Property Details

APN / Parcel Number

Primary APN	`22.01.4.04.004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	900 sqft
Unfinished Basement	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Metal
Lot Area	13,920 sqft (0.32 acres)
Lot Dimensions	174 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	384 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	196 sqft
Patio Area	196 sqft
Canopy	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1115 SPRING ST S
City	NORTHFIELD
State	MN
Zip	55057-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 1 OF GERMUNDSONS
Legal Subdivision	GERMUNDSONS
Legal Block	1
Legal Lot Number	4
Jurisdiction	RICE MN
Township / Civil Division	NORTHFIELD
Census Block Group	1
Census Block	1001
Census Tract	70504

Owner

1115 Spring St S is owned and occupied by an individual who acquired it in July 2026.

Source: Rice County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1115 SPRING ST S, NORTHFIELD, MN 55057-2727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY RESOURCE BANK NA
Jul 15, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Aug 28, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY RESOURCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 28, 2026
Transfer Doc	0000785924
Record Updated	Sep 20, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RICE MN
Recording Date	Aug 3, 2026
Property Address	1115 SPRING ST S, NORTHFIELD, MN 55057-2727
Document Number	0000785924
Instrument Date	Jul 28, 2026
Instrument	2026785924
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 SPRING ST S, NORTHFIELD, MN 55057-2727

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	1115 SPRING ST S, NORTHFIELD, MN 55057-2727
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 SPRING ST S, NORTHFIELD, MN 55057-2727

Mortgage

Document Number	000A778092
Date	Sep 8, 2025
Instrument	A778092

Lender

Name	COMMUNITY RESOURCE BANK NA
Type	Bank
Address	NORTHFIELD, MN 55057

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Aug 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RICE MN
Recording Date	Jul 15, 2020
Property Address	1115 SPRING ST S, NORTHFIELD, MN 55057-2727
Document Number	0000728219
Instrument Date	Jul 3, 2020
Instrument	728219
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 SPRING ST S NORTHFIELD MN 550572727, NORTHFIELD, MN 55057-2727

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	1115 SPRING ST S, NORTHFIELD, MN 55057-2727
Document Number	0000701143
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1115 S SPRING ST NORTHFIELD MN 55057, NORTHFIELD, MN 55057

Mortgage

Document Number	0000701143
Date	Sep 20, 2017
Instrument	701143

Lender

Name	COMMUNITY RESOURCE BK
Type	Bank
Address	NORTHFIELD, MN 55057

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 19, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1115 Spring St S was $5,664.

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Northfield City
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,664.00	$344,800 (+4.2%) Land $83,200 Building $261,600	$344,800 (+4.2%) Land $83,200 Building $261,600
2025		$330,900 (+10.15%) Land $68,600 Building $262,300	$330,900 (+10.15%) Land $68,600 Building $262,300
2024	$4,594.00 (+43.74%)	$300,400 (-) Land $64,500 Building $235,900	$300,400 (-) Land $64,500 Building $235,900
2023	$3,196.00	$300,400 Land $64,500 Building $235,900	$300,400 Land $64,500 Building $235,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1115 Spring St S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1115 Spring St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Northfield serves 20,790 people · EPA ID MN1660010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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