1104 Spring St S, Northfield, MN 55057 Property Records

Rice County property record for 1104 Spring St S, Northfield, MN 55057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 988 sqft · built 1980
Lot Size	0.406 acres (17,698 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Aug 2024)
Tax Bill	$6,042 (2026)
Deeds & Mortgages	Jan 2022 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22.01.4.03.001`

Property Details

APN / Parcel Number

Primary APN	`22.01.4.03.001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	782 sqft
Unfinished Basement	306 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,698 sqft (0.406 acres)
Lot Dimensions	175 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	576 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Deck Area	331 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1104 SPRING ST S
City	NORTHFIELD
State	MN
Zip	55057-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 1 OF HANSON
Legal Subdivision	HANSON
Legal Block	1
Legal Lot Number	1
Jurisdiction	RICE MN
Township / Civil Division	NORTHFIELD
Census Block Group	1
Census Block	1006
Census Tract	70504

Owner

1104 Spring St S is owned and occupied by two individuals who bought it in August 2024.

Source: Rice County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1104 SPRING ST S, NORTHFIELD, MN 55057-2726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
May 2, 2019	Warranty Deed, Transfer · Conventional with PMI BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2024 · Amount on File
Deed Sale	Aug 8, 2024 · Amount on File
Prior Sale	Jul 25, 2024 · Amount on File
Deed Document Number	202463475
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	1104 SPRING ST S, NORTHFIELD, MN 55057-2726
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000T60892
Date	Jan 6, 2022
Instrument	T60892

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	May 2, 2019
Property Address	1104 SPRING ST S, NORTHFIELD, MN 55057-2726
Document Number	0000057130
Instrument Date	Apr 29, 2019
Instrument	57130
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$866.25

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1104 SPRING ST S NORTHFIELD MN 550572726, NORTHFIELD, MN 55057-2726

Mortgage

Document Number	57131
Date	May 2, 2019
Instrument	57131

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1104 Spring St S was $6,042.

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Northfield City
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,042.00	$372,800 (+6.27%) Land $96,200 Building $276,600	$372,800 (+6.27%) Land $96,200 Building $276,600
2025		$350,800 (+18.07%) Land $79,400 Building $271,400	$350,800 (+18.07%) Land $79,400 Building $271,400
2024	$4,538.00 (+24.88%)	$297,100 (-) Land $74,600 Building $222,500	$297,100 (-) Land $74,600 Building $222,500
2023	$3,634.00	$297,100 Land $74,600 Building $222,500	$297,100 Land $74,600 Building $222,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 Spring St S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1104 Spring St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Northfield serves 20,790 people · EPA ID MN1660010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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