Kane County property record for 1115 Prospect St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,418 sqft · built 1941 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $82,666 (Aug 1997) |
| Tax Bill | $7,136 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-103-004 |
| Primary APN | 06-12-103-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,418 sqft Living Area |
| Gross Area | 2,836 sqft |
| 1st Floor Area | 1,418 sqft |
| Basement Area | 1,418 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1115 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH PARK ADDN WEST 69.3 FT SOUTH 132 FT OF LOT D |
| Legal Subdivision | NORTH PARK ADDN |
| Legal Block | 6 |
| Legal Lot Number | D |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6012 |
| Census Tract | 850800 |
Source: Kane County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1115 PROSPECT ST, ELGIN, IL 60120-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 1997 · Amount on Record |
| Deed Sale | Aug 12, 1997 · Amount on Record |
| Deed Document Number | 199753554 |
| Prior Transfer Date | Aug 1, 1997 |
| Prior Transfer Doc | 0000053554 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,136.00 (+15.84%) Homeowner's exemption | $101,545 (+8.57%) Land $23,762 Building $77,783 | $304,757 (+8.57%) Land $71,315 Building $233,442 |
| 2024 | $93,529 (+21.39%) Land $21,886 Building $71,643 | $280,699 (+21.44%) Land $65,684 Building $215,015 | |
| 2022 | $6,160.00 (+4.57%) Homeowner's exemption | $77,046 (+6.96%) Land $18,029 Building $59,017 | $231,138 (+6.96%) Land $54,087 Building $177,051 |
| 2021 | $5,891.00 Homeowner's exemption | $72,033 Land $16,856 Building $55,177 | $216,099 Land $50,568 Building $165,531 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
May also be available: AT&T, T-Mobile, Verizon.
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