Charles County property record for 1115 Harvard Rd, Waldorf, MD 20602
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2.5 ba · 1,560 sqft · built 1971 |
| Lot Size | 0.266 acres (11,573 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $772 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-013384 |
| Primary APN | 06-013384 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,560 sqft Gross Area |
| 1st Floor Area | 1,480 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,573 sqft (0.266 acres) |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 013384 |
|---|---|
| Street Address | 1115 HARVARD RD |
| City | WALDORF |
| State | MD |
| Zip | 20602-3409 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | RH |
| Legal Description | L 3 B 48 S 3-E CARRINGTON NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 48 |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 850902 |
1115 Harvard Rd is owned and occupied by an individual who acquired it in February 2021.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1115 HARVARD RD, WALDORF, MD 20602-3409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2021 | Intrafamily Transfer, Transfer · VA Mortgage NAVY FCU |
| Mar 7, 2019 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Aug 20, 2018 | Special Warranty Deed, Transfer LENDINGHOME FUNDING CORP |
| Feb 27, 2018 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2021 |
| Deed Sale | Feb 9, 2021 |
| Prior Sale | Mar 7, 2019 · Amount on File |
| Deed Book / Page | 11601 / 11 |
| Prior Transfer Date | Jan 5, 2021 |
| Prior Transfer Doc | 0116010011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 9, 2021 |
| Property Address | 1115 HARVARD RD, WALDORF, MD 20602-3409 |
| Document Number | 0116010011 |
| Book / Page | 11601 / 11 |
| Map Reference | MB PCM 11 PL 22 |
| Instrument Date | Jan 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & SETMNTS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1115 HARVARD RD, WALDORF, MD 20602-3409 |
| Document Number | 1160117 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 11601/17 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 7, 2019 |
| Property Address | 1115 HARVARD RD, WALDORF, MD 20602-3409 |
| Document Number | 0105580041 |
| Book / Page | 010558 / 000041 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2019 |
| Title Company | PRIDE SETTLEMENTS AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1115 HARVARD RD WALDORF MD 206023409, WALDORF, MD 20602-3409 |
| Document Number | 105580047 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 010558/000047 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 20, 2018 |
| Property Address | 1115 HARVARD RD, WALDORF, MD 20602-3409 |
| Document Number | 0103680278 |
| Book / Page | 10368 / 278 |
| Map Reference | MB PCM11 PL22 |
| Instrument Date | Aug 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2174 RICHLAND CT, WALDORF, MD 20601-2690 |
| Document Number | 0010368284 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 10368/284 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount on Record |
|---|
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 27, 2018 |
| Property Address | 1115 HARVARD RD, WALDORF, MD 20602-3409 |
| Document Number | 0101820405 |
| Book / Page | 010182 / 000405 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1115 HARVARD RD WALDORF MD 206023409, WALDORF, MD 20602-3409 |
The 2025 property tax bill for 1115 Harvard Rd was $772 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,300 (+4.13%) | $367,300 (-) Land $125,000 Building $242,300 | |
| 2025 | $772.00 Homeowner's exemption | $339,300 | $367,300 Land $125,000 Building $242,300 |
| 2023 | $153.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $298,200 | $325,300 Land $125,000 Building $200,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1115 Harvard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1115 Harvard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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