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1114 Harvard Rd, Waldorf, MD 20602 Property Records

Charles County property record for 1114 Harvard Rd, Waldorf, MD 20602

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,944 sqft · built 1971
Lot Size0.321 acres (13,980 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Jun 2016)
Tax Bill$10,392 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN06-019293

Property Details

APN / Parcel Number

Primary APN06-019293
Alternative APNs
  • 6019293
  • 019293

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,944 sqft Living Area
1st Floor Area1,944 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,980 sqft (0.321 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number019293
Street Address1114 HARVARD RD
CityWALDORF
StateMD
Zip20602-3408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH
Legal DescriptionL-5 B-49 S-3-E CARRINGTON NEIGHBORHOOD ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block49
Legal Lot Number5
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group3
Census Block3008
Census Tract850902

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1114 HARVARD RD, WALDORF, MD 20602-3408
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Deed of Trust, Mortgage · FHA Mortgage
NEW AMERICAN FUNDING
Nov 23, 2018Loan Modification, Mortgage · Conventional with PMI
NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2016 · Amount on Record
Deed SaleJun 20, 2016 · Amount on Record
Prior SaleJun 24, 1997 · Amount on Record
Deed Book / Page9393 / 424
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address1114 HARVARD RD, WALDORF, MD 20602-3408
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1114 HARVARD RD, WALDORF, MD 20602-3408

Mortgage

Document Number0117870442
DateApr 30, 2021
Book Page11787/442
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressAUSTIN, TX 78717
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueMay 1, 2048

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLES MD
Property Address1114 HARVARD RD, WALDORF, MD 20602-3408
Document Number0104770336
Instrument DateNov 23, 2018
Transaction TypeMortgage
Record UpdatedDec 19, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1114 HARVARD RD WALDORF MD 206023408, WALDORF, MD 20602-3408

Mortgage

Document Number0104770336
DateDec 6, 2018
Book Page010477/000336
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressAUSTIN, TX 78717
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 5, 2048
Interest
Rate4%

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$350,867 (+3%)$361,100 (-) Land $125,100 Building $236,000
2025$10,392.00 (+135.49%)$340,633 (+9.67%)$361,100 (+9.29%) Land $125,100 Building $236,000
2023$4,413.00 (+21.14%)$310,600 (+6.81%)$330,400 (-) Land $125,100 Building $205,300
2022$3,643.00$290,800$330,400 Land $125,100 Building $205,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

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