1115 Gus Ln, Bedford, VA 24523 Property Records

Bedford County property record for 1115 Gus Ln, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,820 sqft · built 1978
Lot Size	3.63 acres (158,123 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Dec 2022)
Tax Bill	$1,039 (2026)
Deeds & Mortgages	Jul 2023 Transfer Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109 A 10A`

Property Details

APN / Parcel Number

Primary APN	`109 A 10A`
Alternative APNs	`10901200` `147052`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,820 sqft Living Area
1st Floor Area	891 sqft
Basement Area	891 sqft
Unfinished Basement	891 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	158,123 sqft (3.63 acres)
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Deck Area	664 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1115 GUS LN
City	BEDFORD
State	VA
Zip	24523-3664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LITTLE OTTER
Legal Subdivision	LITTLE OTTER
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	2
Census Block	2002
Census Tract	30401

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1101 GUS LN, BEDFORD, VA 24523-3664
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Gift Deed, Transfer
Dec 19, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Deed Document Number	202213293
Last Transfer Date	Jul 21, 2023
Transfer Doc	0000005975
Record Updated	Sep 20, 2026

July 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 24, 2023
Property Address	1115 GUS LN, BEDFORD, VA 24523-3664
Document Number	0230005975
Instrument Date	Jul 21, 2023
Instrument	230005975
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 GUS LN, BEDFORD, VA 24523-3664

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 19, 2022
Property Address	1115 GUS LN, BEDFORD, VA 24523-3664
Document Number	0220013293
Instrument Date	Dec 14, 2022
Instrument	220013293
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 GUS LN, BEDFORD, VA 24523-3664

Mortgage

Document Number	0220013294
Date	Dec 19, 2022
Instrument	220013294

Lender

Name	HOME POINT FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	114 Months
Due	Jun 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,039.00	$253,500 (+1%) Land $63,800 Building $189,700
2023	$1,039.00 Additional exemption filed	$126,750	$253,500 Land $63,800 Building $189,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 73% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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