1101 Gus Ln, Bedford, VA 24523 Property Records

Bedford County property record for 1101 Gus Ln, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,280 sqft · built 2005
Lot Size	2.98 acres (129,809 sqft)
Owner	2 Company Names on Record
Last Sale	$310,000 (Nov 2018)
Tax Bill	$1,724 (2026)
Deeds & Mortgages	Jul 2023 Transfer May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109 A 10`

Property Details

APN / Parcel Number

Primary APN	`109 A 10`
Alternative APNs	`10901100` `513381`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,280 sqft Living Area
1st Floor Area	1,186 sqft
Basement Area	1,186 sqft
Unfinished Basement	1,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	129,809 sqft (2.98 acres)
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	427 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1101 GUS LN
City	BEDFORD
State	VA
Zip	24523-3664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LITTLE OTTER - LOT 1
Legal Subdivision	LITTLE OTTER
Legal Lot Number	1
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	2
Census Block	2002
Census Tract	30401

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1101 GUS LN, BEDFORD, VA 24523-3664
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Intrafamily Transfer, Transfer
May 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SAVINGS BANK
Nov 19, 2018	Warranty Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Prior Sale	Jul 18, 2016 · Amount on Record
Deed Document Number	201810526
Last Transfer Date	Jul 21, 2023
Transfer Doc	0000005976
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Jul 24, 2023
Property Address	1101 GUS LN, BEDFORD, VA 24523-3664
Document Number	0230005976
Instrument Date	Jul 21, 2023
Instrument	230005976
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 GUS LN, BEDFORD, VA 24523-3664

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1101 GUS LN, BEDFORD, VA 24523-3664
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210006830
Date	May 6, 2021
Instrument	210006830

Lender

Name	FIRST SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	359 Months
Due	Apr 19, 2051

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Nov 19, 2018
Property Address	1101 GUS LN, BEDFORD, VA 24523-3664
Document Number	180010526
Instrument Date	Nov 16, 2018
Instrument	180010526
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 GUS LN, BEDFORD, VA 24523-3664

Mortgage

Document Number	180010527
Date	Nov 19, 2018
Instrument	180010527

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2023
Margin	4

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,724.00	$420,500 (+1%) Land $56,900 Building $363,600
2023	$1,724.00 Additional exemption filed	$210,250	$420,500 Land $56,900 Building $363,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 73% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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