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1115 Elm St, Okeechobee, FL 34974 Property Records

Glades County property record for 1115 Elm St, Okeechobee, FL 34974 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,294 sqft · built 1986
Lot Size0.349 acres (15,202 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Mar 2022)
Tax Bill$5,305 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APNS36-38-34-004-0000-0210

Property Details

APN / Parcel Number

Primary APNS36-38-34-004-0000-0210

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,294 sqft Living Area
1st Floor Area2,294 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,202 sqft (0.349 acres)
View / LotCanal
Garage TypeCarport
Garage Area414 sqft
CarportCarport
Carport Area414 sqft
PorchEnclosed/Unfinished Porch
Porch Area1,827 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1115 ELM ST
CityOKEECHOBEE
StateFL
Zip34974-0228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 21 + 22 BUCKHEAD RIDGE PARK REPLAT GC PB 3 PG 29
Legal Range34
Legal Township38
Legal Section36
Legal SubdivisionBUCKHEAD RIDGE PARK
Legal Lot Number21,22
JurisdictionGLADES FL
Township / Civil DivisionNORTHEAST GLADES
Census Block Group2
Census Block2007
Census Tract100

Owner

Source: Glades County records · APN S36-38-34-004-0000-0210

Assessment roll updated November 17, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1115 ELM ST, OKEECHOBEE, FL 34974-0228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2022 · Amount on Record
Deed SaleMar 18, 2022 · Amount on Record
Prior SaleMar 19, 2015 · Amount on Record
Deed Document Number2022860
Deed Book / Page380 / 592
Prior Transfer DateJan 22, 2009
Prior Transfer Doc0022000154
Record UpdatedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLADES FL
Recording DateMar 18, 2022
Property Address1115 ELM ST, OKEECHOBEE, FL 34974-0228
Document Number0022000860
Book / Page380 / 592
Map ReferenceMB 3 PG 29
Instrument DateMar 15, 2022
Instrument202222000860
Transaction TypeTransfer
Record UpdatedApr 15, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2259 HICKORY DRIVE, 2259, BUCHANAN, TN 38222

Transferred To (Grantee/Buyer)

NameVerified Name
Address1115 ELM ST, OKEECHOBEE, FL 34974-0228

Mortgage

Document Number0000000093
DateMar 18, 2022
Instrument380/593
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Glades County records · Assessment roll updated November 17, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyGlades County
Unified School DistrictGlades County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,305.00 (+3.82%) Homeowner's exemption$327,778 (+2.9%)$363,494 (+1.51%) Land $127,300 Building $236,194
2024$5,110.00 (+2.53%) Homeowner's exemption$318,540 (+3%)$358,086 (+15.79%) Land $94,248 Building $263,838
2023$4,984.00 (+11.9%) Homeowner's exemption$309,262 (+13%)$309,262 (+13%) Land $78,540 Building $230,722
2022$4,454.00$273,692$273,692 Land $74,800 Building $198,892

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Glades County (12043C), updated February 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120430001002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims17 (2004–2012)
Claims Outside the SFHA2 of 17
Most Recent ClaimAug 2012, tidal / storm surge, Hurricane Isaac
Claims By Storm
  • Hurricane Isaac, Aug 2012 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Wildfire

Wildfire RiskHigh
above 72% of the US · above 54% of Florida
Wildfire LikelihoodAbout 1 in 345 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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