1096 Elm St, Okeechobee, FL 34974 Property Records

Glades County property record for 1096 Elm St, Okeechobee, FL 34974 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,751 sqft Heated Area
Lot Size7,362 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$45,000 (2017)
Tax Bill$2,846.00 (2025)

Property Details

APN / Parcel Number

Primary APNS36-38-34-004-0000-0270

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,751 sqft Heated Area
Gross Area2,727 sqft Gross Area
Stories1 Stories
Primary FlooringPlywood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,362 sqft (0.169 acres)
Garage TypeFinished Garage
PorchPorch
Porch Area488 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address1096 ELM ST
CityOKEECHOBEE
StateFL
Zip34974-0250
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 27 BUCKHEAD RIDGE PARK REPLAT GC PB 3 PG 29
Legal Range34E
Legal Township38S
Legal Section36
Legal SubdivisionBUCKHEAD RIDGE SUB
Legal Lot Number27
JurisdictionGLADES FL
Minor Civil DivisionNORTHEAST GLADES
Census Blockgroup2
Census Block2007
Census Tract100

Owner

Source: Glades County records · APN S36-38-34-004-0000-0270

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1096 ELM ST, OKEECHOBEE, FL 34974-0250
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Mar 02, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2017 · Amount on Record
Deed SaleMar 02, 2017 · Amount on Record
Deed Doc Number201722000513
Deed Book / Page333 / 986
Record RefreshedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLADES FL
Property Address1096 ELM ST, OKEECHOBEE, FL 34974-0250
Transaction TypeMortgage
Record UpdatedJan 02, 2023
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1096 ELM ST, OKEECHOBEE, FL 34974-0250

Mortgage

Document Number0022003560
DateNov 30, 2022
Book Page388/923
Instrument202222003560
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 08, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLADES FL
Recording DateMar 02, 2017
Property Address1096 ELM ST, OKEECHOBEE, FL 34974-0250
Document Number0022000513
Book / Page000333 / 000986
Instrument DateFeb 28, 2017
Instrument22000513
Transaction TypeTransfer
Record UpdatedMar 16, 2017

Transaction

AmountAmount Recorded
Tax$315.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address8328 US HIGHWAY 441 SE #1241 OKEECHOBEE FL 349749547, 1241, OKEECHOBEE, FL 34974-9547

Tax Assessment & Valuation

Source: Glades County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyGlades County
Unified School DistrictGlades County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,846.00 (-55.52%) Homeowner's exemption$196,954 (+5.99%)$351,503 (+2.76%) Land $67,000 Building $284,503
2023$6,398.00 Homeowner's exemption$185,828$342,056 Land $53,014 Building $289,042

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Glades County (12043C), updated February 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 72% of the US · above 54% of Florida
Wildfire LikelihoodAbout 1 in 345 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Elm St

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