1115 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1115 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,172 sqft · built 1957
Lot Size	0.271 acres (11,790 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,138 (2025)
Flood Zone	Zone X (minimal risk)
APN	`8913-35-481-026`

Property Details

APN / Parcel Number

Primary APN	`8913-35-481-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	948 sqft
Basement Area	948 sqft
Finished Basement	475 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,790 sqft (0.271 acres)
Lot Dimensions	131 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces
Deck Area	182 sqft
Patio Area	312 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1115 E RIDGEWAY AVE
City	WATERLOO
State	IA
Zip	50702-4025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED WLOO WEST E 90 FT S 164 FT W 612 FT E 105 RDS SE EXC S 33 FT SEC 35 T 89 R 13
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	UNPLATTED WLOO WEST
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2011
Census Tract	1200

Owner

Source: Black Hawk County records · APN 8913-35-481-026

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1115 E RIDGEWAY AVE, WATERLOO, IA 50702-4025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,138.00 Homeowner's exemption	$193,810 (+9.52%) Land $30,870 Building $162,940	$193,810 (+9.52%) Land $30,870 Building $162,940
2024	$3,138.00 (+5.87%)
2023		$176,970 (+20.2%) Land $30,870 Building $146,100	$176,970 (+20.2%) Land $30,870 Building $146,100
2022	$2,964.00 Homeowner's exemption	$147,230 Land $30,870 Building $116,360
2021			$147,230 Land $30,870 Building $116,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.