1115 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1115 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,368 sqft · built 1924
Lot Size	0.132 acres (5,760 sqft)
Owner	Individual Name on Record
Tax Bill	$1,723 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2006 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-279-004.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-279-004.000-023`
Alternative APN	`01610331371`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,368 sqft Living Area
Gross Area	1,248 sqft
Attic	Attic
Attic Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1971
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,760 sqft (0.132 acres)
Lot Dimensions	128 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610331371
Street Address	1115 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 MRS C C WENGERS 1ST ADD
Legal Subdivision	C C WENGERS 1ST ADD
Legal Lot Number	32
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3024
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1115 E 3RD ST, MISHAWAKA, IN 46544-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Jan 25, 2006	Deed of Trust, Mortgage · ARM AMERIQUEST MORTGAGE CO
Jan 3, 2025	Deed of Trust, Mortgage HUD
Jun 24, 2013	Deed of Trust, Mortgage · Conventional Mortgage IHCDA
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Jun 19, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Dec 19, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020
Deed Sale	Sep 1, 2020
Prior Sale	Jun 19, 2018
Deed Document Number	0002025726
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1115 E 3RD ST, MISHAWAKA, IN 46544-2734
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002224480
Date	Aug 19, 2022
Instrument	2224480

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1115 E 3RD ST, MISHAWAKA, IN 46544-2734
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000602519
Date	Jan 25, 2006
Instrument	0602519

Lender

Name	AMERIQUEST MORTGAGE CO
Type	Subprime Lender
Address	ORANGE, CA 92868

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.3%
Type Change Date	Feb 1, 2009
Change Frequency	6 Months
Min Rate At Change	9.3%
Max Rate At Change	11.3%
Index	6-Month LIBOR
Margin	6
Max Rate	15.3%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1115 E 3RD ST, MISHAWAKA, IN 46544-2734
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002500147
Date	Jan 3, 2025
Instrument	2500147

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2055

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1115 E 3RD ST, MISHAWAKA, IN 46544-2734
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001319066
Date	Jun 24, 2013
Instrument	1319066

Lender

Name	IHCDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 1, 2020
Property Address	1115 E 3RD ST, MISHAWAKA, IN 46544-2734
Document Number	0002025726
Map Reference	PB 9 PG 114
Instrument Date	Aug 18, 2020
Instrument	2025726
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 E 3RD ST, MISHAWAKA, IN 46544-2734
Investor	Possibly a Property Investor

Mortgage

Document Number	0002025727
Date	Sep 1, 2020
Instrument	2025727

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 19, 2018
Property Address	1115 E 3RD ST, MISHAWAKA, IN 46544-2734
Document Number	0001814813
Instrument Date	May 21, 2018
Instrument	1814813
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 COLONY WAY W, JUPITER, FL 33458-7725
Investor	Possibly a Property Investor

Mortgage

Document Number	0001814814
Date	Jun 19, 2018
Instrument	1814814

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 19, 2017
Property Address	1115 E 3RD ST, MISHAWAKA, IN 46544-2734
Document Number	0001734798
Instrument Date	Dec 7, 2017
Instrument	1734798
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 PALM BEACH LAKES BLVD, WEST PALM BEACH, FL 33401-2121

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,800 (-4.35%) Land $23,400 Building $106,400	$129,800 (-4.35%) Land $23,400 Building $106,400
2024	$1,723.00 (+11.96%)
2023	$1,539.00 (-0.71%)	$135,700 (-) Land $23,400 Building $112,300	$135,700 (-) Land $23,400 Building $112,300
2022	$1,550.00 Homeowner's exemption	$135,700 Land $23,400 Building $112,300	$135,700 Land $23,400 Building $112,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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