1101 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1101 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,248 sqft · built 1920
Lot Size	0.132 acres (5,760 sqft)
Owner	Individual Name on File
Tax Bill	$1,456 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-279-001.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-279-001.000-023`
Alternative APN	`01610331368`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Basement Area	624 sqft

Exterior

Year Built	Built 1920
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,760 sqft (0.132 acres)
Lot Dimensions	128 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610331368
Street Address	1101 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 C C WENGERS 1ST ADD
Legal Subdivision	C C WENGERS 1ST ADD
Legal Lot Number	35
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3024
Census Tract	10300

Owner

Source: St. Joseph County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1101 E 3RD ST, MISHAWAKA, IN 46544-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Sep 18, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jul 28, 2011	Deed of Trust, Mortgage · Line of Credit HORIZON BANK NA
Jun 23, 2016	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE
Apr 1, 2011	Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE IN LLC
Dec 18, 2009	Deed, Transfer MERIDIAN TITLE COMMERCIAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2016
Deed Sale	Jun 23, 2016
Prior Sale	Apr 1, 2011
Deed Document Number	1616108
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1101 E 3RD ST, MISHAWAKA, IN 46544-2734
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002320941
Date	Sep 6, 2023
Instrument	2320941

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1101 E 3RD ST, MISHAWAKA, IN 46544-2734
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002421921
Date	Sep 18, 2024
Instrument	2421921

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1101 E 3RD ST, MISHAWAKA, IN 46544-2734
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001119098
Date	Jul 28, 2011
Instrument	1119098

Lender

Name	HORIZON BANK NA
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 23, 2016
Property Address	1101 E 3RD ST, MISHAWAKA, IN 46544-2734
Document Number	0001616108
Map Reference	PB9PG114
Instrument Date	Jun 20, 2016
Instrument	1616108
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 E 3RD ST, MISHAWAKA, IN 46544-2734

Mortgage

Document Number	0001616109
Date	Jun 23, 2016
Instrument	1616109

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 1, 2011
Property Address	1101 E 3RD ST, MISHAWAKA, IN 46544-2734
Document Number	0001108885
Map Reference	MB9 PG114
Instrument Date	Mar 9, 2011
Instrument	1108885
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50921 RIDGEVIEW LN, GRANGER, IN 46530-9006

December 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 18, 2009
Property Address	1101 E 3RD ST, MISHAWAKA, IN 46544-2734
Document Number	0000941215
Map Reference	MB9 PG114
Instrument Date	Oct 16, 2009
Instrument	0941215
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE COMMERCIAL

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 FRANKLIN ST, MICHIGAN CITY, IN 46360-3328
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,700 (-5.71%) Land $23,400 Building $87,300	$110,700 (-5.71%) Land $23,400 Building $87,300
2024	$1,456.00 (+10.47%)
2023	$1,318.00 (-0.6%)	$117,400 (-) Land $23,400 Building $94,000	$117,400 (-) Land $23,400 Building $94,000
2022	$1,326.00 Homeowner's exemption	$117,400 Land $23,400 Building $94,000	$117,400 Land $23,400 Building $94,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20

May also be available: Fourway Computer Products.

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