1115 Central Ave, Unit 443, Naples, FL 34102 Property Records

Collier County property record for 1115 Central Ave, Unit 443, Naples, FL 34102

Property Summary

Property TypeCondominium
Details1,922 sqft · built 2022
Owner2 Trust Names on File
Last Sale$2,350,000 (Oct 2026)
Tax Bill$10,136 (2025)
Deeds & MortgagesOct 2026 Sale
Jan 2024 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN044795 4435A03

Property Details

APN / Parcel Number

Primary APN044795 4435A03
Alternative APNs
  • 07129002128
  • 7129002128

Interior

Building Area1,922 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleCondo/Apartment

Location & Zoning

CityNAPLES
StateFL
Zip34102
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionELEVEN ELEVEN CENTRAL CONDOMINIUM UNIT 443
Legal SubdivisionELEVEN ELEVEN CENTRAL CONDOMINIUM
Legal Block1
Legal Lot Number443
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1008
Census Tract700

Owner

1115 Central Ave, Unit 443, a condominium, is held in a trust since October 2026.

Source: Collier County records, as of October 21, 2026

Owner of Record2 Trust Names on File
Mailing Address1115 CENTRAL AVE, 443, NAPLES, FL 34102-6270
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 24, 2024Deed of Trust, Mortgage · Conventional Mortgage
UBS BANK USA
Jan 24, 2024Deed of Trust, Mortgage · Conventional Mortgage
UBS BANK USA
Sep 6, 2022Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2026 · Amount on File
Deed SaleOct 7, 2026 · Amount on File
Prior SaleSep 6, 2022 · Amount on File
Deed Document Number20266883051
Deed Book / Page6636 / 1412
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateOct 7, 2026
Property AddressNAPLES, FL 34102
Document Number0006883051
Book / Page6636 / 1412
Instrument DateOct 5, 2026
Instrument20266883051
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$1,661,450.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1115 CENTRAL AVE, 443, NAPLES, FL 34102-6270

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address1115 CENTRAL AVE UNIT 443, 443, NAPLES, FL 34102-6270
Transaction TypeMortgage
Record UpdatedMar 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063233379
DateJan 24, 2024
Book Page6323/3379
Instrument6500294
Lender
NameUBS BANK USA
TypeBank
AddressSALT LAKE CITY, UT 84111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateFeb 1, 2027
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.1%
Margin3
Max Rate16.1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address1115 CENTRAL AVE UNIT 443, 443, NAPLES, FL 34102-6270
Transaction TypeMortgage
Record UpdatedFeb 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063233379
DateJan 24, 2024
Book Page6323/3379
Instrument6500294
Lender
NameUBS BANK USA
TypeBank
AddressSALT LAKE CITY, UT 84111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateFeb 1, 2027
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.1%
Margin3
Max Rate16.1%

September 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOLLIER FL
Recording DateSep 6, 2022
Property Address1115 CENTRAL AVE UNIT 443, 443, NAPLES, FL 34102-6270
Document Number0061701998
Book / Page6170 / 1998
Map ReferenceMB 6136 PG 1189
Instrument DateSep 2, 2022
Instrument6304650
Transaction TypeTransfer
Record UpdatedJan 29, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$7,630.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3066 TAMIAMI TRL N # N201, N201, NAPLES, FL 34103-2758

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4015 ASPEN GROVE DR UNIT 2035, 2035, FRANKLIN, TN 37067-1454

Tax Assessment & Valuation

The 2025 property tax bill for 1115 Central Ave, Unit 443 was $10,136.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,189,825 (+2.7%)$1,595,820 (-12.17%) Building $1,595,820
2025$10,136.00 Homeowner's exemption$1,158,544$1,816,850 Building $1,816,850
2023$9,759.00 (+606.66%) Homeowner's exemption$1,093,100 (+675.95%) Building $1,093,100$1,093,100 (+675.95%) Building $1,093,100
2022$1,381.00$140,873 Land $140,873$140,873 Land $140,873

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1115 Central Ave, Unit 443 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 137 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies871 units insured
incl. 734 condo units
Nearby Flood Claims113 (1979–2025)
Claims Outside the SFHA1 of 113
Most Recent ClaimDec 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 11 claims
  • Hurricane Ian, Sep 2022 · 33 claims
  • Hurricane Ian, Sep 2022 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1115 Central Ave, Unit 443 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: CenturyLink, Hotwire Communications, Summit Broadband, T-Mobile, Verizon.

Nearby Properties on Central Ave

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