1115 Central Ave, Unit 352, Naples, FL 34102 Property Records

Collier County property record for 1115 Central Ave, Unit 352, Naples, FL 34102

Property Summary

Property Type	Condominium
Details	1,922 sqft · built 2022
Owner	2 Individual Names on File
Tax Bill	$8,316 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`044795 3525A03`

Property Details

APN / Parcel Number

Primary APN	`044795 3525A03`
Alternative APNs	`07129001925` `7129001925`

Interior

Building Area	1,922 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment

Location & Zoning

City	NAPLES
State	FL
Zip	34102
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ELEVEN ELEVEN CENTRAL CONDOMINIUM UNIT 352
Legal Subdivision	ELEVEN ELEVEN CENTRAL CONDOMINIUM
Legal Block	1
Legal Lot Number	352
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	700

Owner

1115 Central Ave, Unit 352, a condominium, is owned and occupied by two individuals.

Source: Collier County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1115 CENTRAL AVE, 352, NAPLES, FL 34102-6269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 14, 2022
Property Address	1115 CENTRAL AVE UNIT 352, 352, NAPLES, FL 34102-6269
Document Number	0061523316
Book / Page	6152 / 3316
Map Reference	MB 6136 PG 1189
Instrument Date	Jul 13, 2022
Instrument	6283040
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3066 TAMIAMI TRL N # N201, N201, NAPLES, FL 34103-2758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 CENTRAL AVE # 352, 352, NAPLES, FL 34102-6269

Mortgage

Document Number	0061573478
Date	Jul 28, 2022
Book Page	6157/3478
Instrument	6288936

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.87%
Index	1-Year CMT
Margin	3
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1115 Central Ave, Unit 352 was $8,316 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$983,274 (+2.7%)	$1,683,820 (-11.6%) Building $1,683,820
2025	$8,316.00 Homeowner's exemption	$957,424	$1,904,850 Building $1,904,850
2023	$8,003.00 (+479.51%) Homeowner's exemption	$903,341 (+541.24%)	$1,161,100 (+724.22%) Building $1,161,100
2022	$1,381.00	$140,873 Land $140,873	$140,873 Land $140,873

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1115 Central Ave, Unit 352 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	871 units insured incl. 734 condo units
Nearby Flood Claims	113 (1979–2025)
Claims Outside the SFHA	1 of 113
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 11 claims Hurricane Ian, Sep 2022 · 33 claims Hurricane Ian, Sep 2022 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1115 Central Ave, Unit 352 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Hotwire Communications, Summit Broadband, T-Mobile, Verizon.