1115 Boulder Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1115 Boulder Creek Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,530 sqft · built 2022
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Trust Names on File
Last Sale	$26,500 (Sep 2021)
Tax Bill	$2,180 (2025)
Deeds & Mortgages	Sep 2022 Construction Loan May 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`458000157673000`

Property Details

APN / Parcel Number

Primary APN	`458000157673000`
Alternative APN	`55581`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,530 sqft Heated Area
Gross Area	5,396 sqft
1st Floor Area	1,530 sqft
Basement Area	1,530 sqft
Finished Basement	1,530 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	64,033 sqft (1.47 acres)
Lot Dimensions	412 ft deep x 84 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	740 sqft
Patio Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	55581
Street Address	1115 BOULDER CREEK RD
City	MURPHY
State	NC
Zip	28906-9491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 217 BOULDER CREEK 1194/370
Legal Subdivision	BOULDER CREEK SUBDIVISION
Legal Lot Number	217
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1060
Census Tract	930502

Owner

1115 Boulder Creek Rd is owner-occupied and held in a trust since May 2025.

Source: Cherokee County records, as of October 10, 2025

Owner of Record	2 Trust Names on File
Mailing Address	1115 BOULDER CREEK RD, MURPHY, NC 28906-9491
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
May 21, 2025	Intrafamily Transfer, Transfer
Sep 13, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Nov 18, 2005 · Amount on File
Deed Document Number	20216112
Deed Book / Page	1690 / 1068
Last Transfer Date	May 21, 2025
Transfer Doc	001778/733
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1115 BOULDER CREEK RD, MURPHY, NC 28906-9491
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SAGEWOOD TRL, MURPHY, NC 28906-4626

Mortgage

Document Number	01720/1335
Date	Sep 19, 2022
Book Page	1720/1335
Instrument	6048

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	Other
Max Rate	10.2%

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	May 21, 2025
Property Address	1115 BOULDER CREEK RD, MURPHY, NC 28906-9491
Document Number	001778/733
Book / Page	1778 / 733
Instrument Date	May 21, 2025
Instrument	2319
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 BOULDER CREEK RD, MURPHY, NC 28906-9491

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 13, 2021
Property Address	1115 BOULDER CREEK RD, MURPHY, NC 28906-9491
Document Number	01690/1068
Book / Page	1690 / 1068
Map Reference	CAB E SL 109
Instrument Date	Aug 25, 2021
Instrument	6112
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Tax	$53.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 CLAYTON DR, CHARLESTON, SC 29414-5047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SAGEWOOD TRL, MURPHY, NC 28906-4626

Tax Assessment & Valuation

The 2025 property tax bill for 1115 Boulder Creek Rd was $2,180.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,180.00	$318,940	$318,940 Land $15,000 Building $303,940
2023		$174,090	$174,090 Land $15,000 Building $159,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1115 Boulder Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1115 Boulder Creek Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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