1044 Boulder Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1044 Boulder Creek Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,248 sqft · built 2007
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Sep 2025)
Tax Bill	$1,461 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`458000253624000`

Property Details

APN / Parcel Number

Primary APN	`458000253624000`
Alternative APN	`52734`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Heated Area
Gross Area	1,964 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Lot Dimensions	371 ft deep x 116 ft wide
Terrain	Mountain
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	320 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	52734
Street Address	1044 BOULDER CREEK RD
City	MURPHY
State	NC
Zip	28906-9351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 212 BOULDER CREEK 1547/43
Legal Lot Number	212
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1060
Census Tract	930502

Owner

Source: Cherokee County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1044 BOULDER CREEK RD, MURPHY, NC 28906-9351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Sep 14, 2020	Warranty Deed, Transfer
Aug 17, 2009	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	4561
Deed Book / Page	1786 / 508
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 22, 2025
Property Address	1044 BOULDER CREEK RD, MURPHY, NC 28906-9351
Document Number	001786/508
Book / Page	1786 / 508
Instrument Date	Sep 15, 2025
Instrument	4561
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10433 COLLAR DR, SAN ANTONIO, FL 33576-7820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 BOULDER CREEK RD, MURPHY, NC 28906-9351

Mortgage

Document Number	0001786511
Date	Sep 22, 2025
Instrument	1786/511

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 14, 2020
Property Address	1044 BOULDER CREEK RD, MURPHY, NC 28906-9351
Document Number	1656/138
Book / Page	1656 / 138
Instrument Date	Sep 2, 2020
Instrument	4993
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 CREEK VIEW DR, 2301, MARTINEZ, GA 30907-3631

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10433 COLLAR DR, SAN ANTONIO, FL 33576-7820

August 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 17, 2009
Property Address	1044 BOULDER CREEK RD, MURPHY, NC 28906-9351
Document Number	01365/0752
Book / Page	1365 / 0752
Instrument Date	Jul 20, 2009
Instrument	2009-0004688
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	20090004689
Date	Aug 17, 2009
Instrument	2009-0004689

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Aug 17, 2042

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,461.00	$209,450 (-)	$209,450 (-) Land $15,000 Building $194,450
2023		$209,450	$209,450 Land $15,000 Building $194,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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