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1114 White St, Key West, FL 33040 Property Records

Monroe County property record for 1114 White St, Key West, FL 33040 · Last verified December 2025

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage3,660 sqft Total Area
Lot Size5,202 sqft (0.119 acres)
GarageCarport
PoolPublic/Municipal/Commercial
Last Sale$1,995,000 (2025)
Tax Bill$14,329.00 (2024)

Property Details

APN / Parcel Number

Primary APN00032750-000000
Alternative APNs
  • 01010100032750000000
  • 1033511

Interior

Full Baths2 Baths
Building Area3,660 sqft Total Area
1st Floor3,660 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2005
Exterior MaterialOther Exterior
Fire Resistance ClassBuildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionFlat Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area5,202 sqft (0.119 acres)
Depth X Width111 ft x 47 ft Depth x Width
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

Pool TypePublic/Municipal/Commercial Pool Type
FenceFence
Patio Area240 sqft Patio
PorchOpen Porch
Porch Area42 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Account Number1033511
Old Parcel Number01010100032750000000
Street Address1114 WHITE ST
CityKEY WEST
StateFL
Zip33040-3327
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionKW GWYNN SUB O-195 PT LOT 6 SQR 2 TR 13 OR446-110 OR237-504 OR446-110 OR653-500 OR840-2292 OR840-2294 OR1206-1855 OR1357-988
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKW GWYNN SUB
Legal Tract13
Legal Lot Number6
JurisdictionMONROE FL
Minor Civil DivisionKEY WEST
Census Blockgroup2
Census Block2011
Census Tract972800

Owner

Source: Monroe County records · APN 00032750-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address828 WHITE ST STE 3, 3, KEY WEST, FL 33040-7197
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2025Warranty Deed, Transfer · Stand Alone First Mortgage
GRAZELAND AVIATION
May 10, 2022Warranty Deed, Transfer · Line of Credit
FIRST STATE BANK OF THE FLORIDA KEY
Nov 26, 2019Loan Modification, Mortgage
FINEMARK NAT'L BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 26, 2025 · Amount on Record
Deed SaleJun 26, 2025 · Amount on Record
Prior SaleMay 10, 2022 · Amount on Record
Deed Doc Number2505771
Deed Book / Page3332 / 971
Record RefreshedJun 08, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 26, 2025
Property Address1114 WHITE ST, KEY WEST, FL 33040-3327
Document Number0033320971
Book / Page3332 / 971
Instrument DateJun 24, 2025
Instrument2505771
Transaction TypeTransfer
Record UpdatedDec 08, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$13,965.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address631 FM 3108, GAINESVILLE, TX 76240-6734

Transferred To (Grantee/Buyer)

NameVerified Name
Address828 WHITE ST STE 3, 3, KEY WEST, FL 33040-7197

Mortgage

Document Number0003332975
DateJun 26, 2025
Instrument3332/975
Lender
NameGRAZELAND AVIATION
TypeNon-Lending Institution
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 10, 2022
Property Address1114 WHITE ST, KEY WEST, FL 33040-3327
Document Number0031721912
Book / Page3172 / 1912
Map ReferenceMB O PG 195
Instrument DateMay 06, 2022
Instrument2374738
Transaction TypeTransfer
Record UpdatedMay 31, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$13,230.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address15850 PINE RIDGE RD # RD5, 15850, FORT MYERS, FL 33908-2613

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 149, LINDSAY, TX 76250-0149

Mortgage

Document Number0031721914
DateMay 10, 2022
Instrument3172/1914
Lender
NameFIRST STATE BANK OF THE FLORIDA KEY
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 15, 2032
Interest
Rate TypeAdjustable Rate

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address1114 WHITE ST, KEY WEST, FL 33040-3327
Document Number0029970384
Instrument DateNov 26, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1114 WHITE ST KEY WEST FL 330403327, KEY WEST, FL 33040-3327

Mortgage

Document Number0029970384
DateDec 02, 2019
Book Page002997/000384
Instrument2246754
Lender
NameFINEMARK NAT'L BK&TR
TypeBank
AddressFORT MYERS, FL 33919
Agreement
AmountAmount Recorded
Term60 Months
DueDec 01, 2024

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,573,168 (-4.25%) Land $1,087,529 Building $485,639$1,573,168 (-4.25%) Land $1,087,529 Building $485,639
2024$14,329.00 (-0.77%)
2023$14,440.00 (+51.66%)$1,642,921 (+45.91%) Land $1,167,104 Building $475,817$1,642,921 (+45.91%) Land $1,167,104 Building $475,817
2022$9,521.00$1,125,981 Land $650,125 Building $475,856$1,125,981 Land $650,125 Building $475,856

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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