1104 White St, Key West, FL 33040 Property Records

Monroe County property record for 1104 White St, Key West, FL 33040 · Last verified December 2025

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Bathrooms	14 Baths
Year Built	Built 2017
Square Footage	4,392 sqft Total Area
Lot Size	5,168 sqft (0.118 acres)
Last Sale	$540,000 (2015)
Tax Bill	$14,489.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00032670-000000`
Alternative APNs	`01010100032670000000` `1033430`

Interior

Full Baths	14 Baths
Building Area	4,392 sqft Total Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2017
Exterior Material	Other Exterior
Fire Resistance Class	Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Flat Roof Construction
Roof Material	Urethane Roof
Lot Area	5,168 sqft (0.118 acres)
Depth X Width	76 ft x 68 ft Depth x Width
Porch	Open Porch

Utilities and HVAC

Cooling System	Wall Unit Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1033430
Old Parcel Number	01010100032670000000
Street Address	1104 WHITE ST
City	KEY WEST
State	FL
Zip	33040-3327
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	KW GWYNN SUB 0-195 PT LOTS 1-2 SQR 2 TR 13 G50-444 OR561-461 OR1709-178 OR2402-749 OR2725-2366
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	KW GWYNN SUB
Legal Tract	13
Legal Lot Number	1-2 2
Jurisdiction	MONROE FL
Minor Civil Division	KEY WEST
Census Blockgroup	2
Census Block	2011
Census Tract	972800

Owner

Source: Monroe County records · APN 00032670-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3121 BRIDGE AVE, CLEVELAND, OH 44113-3068
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 24, 2015 · Amount on Record
Deed Sale	Feb 24, 2015 · Amount on Record
Prior Sale	Mar 02, 2009 · Amount on Record
Deed Doc Number	2016868
Deed Book / Page	2725 / 2366
Last Transfer Date	Mar 03, 2015
Transfer Doc	0027271022
Record Refreshed	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1104 WHITE ST, KEY WEST, FL 33040-3327
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 BRIDGE AVE, CLEVELAND, OH 44113-3068

Mortgage

Document Number	0031560388
Date	Feb 18, 2022
Book Page	3156/388
Instrument	2362329

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,678,071 (-10.28%) Land $1,059,440 Building $618,631	$1,678,071 (-10.28%) Land $1,059,440 Building $618,631
2024	$14,489.00 (+4.63%)
2023	$13,848.00 (+21.14%)	$1,870,259 (+39.19%) Land $1,250,656 Building $619,603	$1,870,259 (+39.19%) Land $1,250,656 Building $619,603
2022	$11,431.00	$1,343,673 Land $710,600 Building $633,073	$1,343,673 Land $710,600 Building $633,073

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.