1114 Providence Ct, Frederick, MD 21703 Property Records

Frederick County property record for 1114 Providence Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	2 ba · 1,024 sqft · built 1985
Lot Size	0.033 acres (1,442 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jan 2021)
Tax Bill	$3,739 (2023)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-134136`

Property Details

APN / Parcel Number

Primary APN	`02-134136`
Alternative APNs	`2134136` `134136`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,024 sqft Total Area
1st Floor Area	512 sqft

Exterior

Year Built	Built 1985
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,442 sqft (0.033 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	134136
Old Parcel Number	2134136
Street Address	1114 PROVIDENCE CT
City	FREDERICK
State	MD
Zip	21703-3969
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LOT 8 SEC IV PART 1 BL 32- 1442 SQ FT FREDERICK HEIGHTS
Legal Subdivision	FREDERICK HEIGHTS SEC 04 PT 01
Legal Block	32
Legal Lot Number	8
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3012
Census Tract	750505

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1114 PROVIDENCE CT, FREDERICK, MD 21703-3969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Grant Deed, Transfer · FHA Mortgage CBC NAT'L BK MTG
May 3, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV
May 3, 2018	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Apr 11, 2016 · Amount on Record
Deed Document Number	0014453396
Deed Book / Page	14453 / 396
Last Transfer Date	Jan 19, 2021
Transfer Doc	0144530396
Record Updated	Jun 7, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 19, 2021
Property Address	1114 PROVIDENCE CT, FREDERICK, MD 21703-3969
Document Number	0144530396
Book / Page	014453 / 000396
Instrument Date	Jun 29, 2020
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	ATLAS TITLE, ATLAS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 PROVIDENCE CT FREDERICK MD 217033969, FREDERICK, MD 21703-3969

Mortgage

Document Number	144530404
Date	Jan 19, 2021
Book Page	014453/000404

Lender

Name	CBC NAT'L BK MTG
Address	3010 ROYAL BLVD S # 230, ALPHARETTA, GA 30022-1403

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1114 PROVIDENCE CT, FREDERICK, MD 21703-3969
Document Number	0125910472
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 PROVIDENCE CT FREDERICK MD 217033969, FREDERICK, MD 21703-3969

Mortgage

Document Number	0125910472
Date	Aug 27, 2018
Book Page	012591/000472

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2048

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	1114 PROVIDENCE CT, FREDERICK, MD 21703-3969
Document Number	0125910463
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 PROVIDENCE CT FREDERICK MD 217033969, FREDERICK, MD 21703-3969

Mortgage

Document Number	0125910463
Date	Aug 27, 2018
Book Page	012591/000463

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,739.00	$203,100	$236,300 Land $85,000 Building $151,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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