1110 Providence Ct, Frederick, MD 21703 Property Records

Frederick County property record for 1110 Providence Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,024 sqft · built 1985
Lot Size	0.036 acres (1,557 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Mar 2020)
Tax Bill	$4,282 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-134152`

Property Details

APN / Parcel Number

Primary APN	`02-134152`
Alternative APNs	`2134152` `134152`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,024 sqft Living Area
1st Floor Area	512 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,557 sqft (0.036 acres)
Patio Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	134152
Street Address	1110 PROVIDENCE CT
City	FREDERICK
State	MD
Zip	21703-3969
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LOT 6 SEC IV PART 1 BL 32- 1557 SQ FT FREDERICK HEIGHTS
Legal Subdivision	FREDERICK HEIGHTS
Legal Block	32
Legal Lot Number	6
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3012
Census Tract	750505

Owner

1110 Providence Ct, a townhouse, is owned by an individual who bought it in March 2020.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	16621 FRONTENAC TER, DERWOOD, MD 20855-2049
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage S & T BANK
Mar 27, 2020	Deed, Transfer · Conventional Mortgage S & T BANK
Nov 22, 2019	Special Warranty Deed, Transfer · Commercial Mortgage EQUITY LENDING LLC
Nov 22, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2020 · Amount on File
Deed Sale	Mar 27, 2020 · Amount on File
Prior Sale	Nov 22, 2019 · Amount on File
Deed Book / Page	13617 / 126
Prior Transfer Date	Apr 21, 2016
Prior Transfer Doc	0111400064
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1110 PROVIDENCE CT, FREDERICK, MD 21703-3969
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152560369
Date	Sep 2, 2021
Book Page	15256/369

Lender

Name	S & T BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 27, 2020
Property Address	1110 PROVIDENCE CT, FREDERICK, MD 21703-3969
Document Number	0136170126
Book / Page	13617 / 126
Map Reference	MB 28 PG 64
Instrument Date	Mar 16, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	PINNACLE TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	16621 FRONTENAC TER, DERWOOD, MD 20855-2049

Mortgage

Document Number	0136170131
Date	Mar 27, 2020
Instrument	13617/0131

Lender

Name	S & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	10.3%

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 22, 2019
Property Address	1110 PROVIDENCE CT, FREDERICK, MD 21703-3969
Document Number	0133590392
Book / Page	13359 / 0392
Map Reference	MB 28 PG 64
Instrument Date	Nov 4, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$695.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD, 4425, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	600 SCHLEY AVE, FREDERICK, MD 21702-4158

Mortgage

Document Number	0133590397
Date	Nov 22, 2019
Instrument	13359/0397

Lender

Name	EQUITY LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 22, 2019
Property Address	1110 PROVIDENCE CT, FREDERICK, MD 21703-3969
Document Number	0133590383
Book / Page	013359 / 000383
Instrument Date	May 1, 2019
Transaction Type	Foreclosure
Record Updated	Dec 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$129.20
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1110 PROVIDENCE CT FREDERICK MD 217033969, FREDERICK, MD 21703-3969
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1110 Providence Ct was $4,282, up 7.2% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,300 (+2.39%)	$246,300 (+7.18%) Land $85,000 Building $161,300
2025	$4,282.00 (+7.24%)	$229,800 Land $85,000 Building $144,800	$229,800 Land $85,000 Building $144,800
2024	$3,993.00 (+10.36%)
2023	$3,618.00	$196,400	$229,800 Land $85,000 Building $144,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1110 Providence Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1110 Providence Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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