1114 Jessamine Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1114 Jessamine Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 880 sqft · built 1918
Lot Size	0.112 acres (4,880 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Aug 2018)
Tax Bill	$3,222 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2018 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-12-0197`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-12-0197`
Alternative APNs	`8018697` `588015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	592 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	588015
Street Address	1114 JESSAMINE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERDALE, ST. PAUL, MINN. LOT 2 BLK 7
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	CLOVERDALE, ST. PAUL, MINN.
Legal Block	7
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3010
Census Tract	31100

Owner

1114 Jessamine Ave E is owned and occupied by an individual who bought it in August 2018.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1114 JESSAMINE AVE E, SAINT PAUL, MN 55106-2714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · FHA Mortgage JLB CORP
Aug 22, 2018	Warranty Deed, Transfer · Line of Credit AMERICAN MTG & EQUITY CNSLTS I
Apr 19, 2017	Warranty Deed, Transfer · Conventional with PMI FIRST NAT'L BK/OSAKIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2018 · Amount on File
Deed Sale	Aug 22, 2018 · Amount on File
Prior Sale	Apr 19, 2017 · Amount on File
Deed Document Number	20182621777
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1114 JESSAMINE AVE E, SAINT PAUL, MN 55106-2714
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04902857
Date	Aug 19, 2021
Instrument	A04902857

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 22, 2018
Property Address	1114 JESSAMINE AVE E, SAINT PAUL, MN 55106-2714
Document Number	0002621777
Instrument Date	Aug 9, 2018
Instrument	2621777
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 JESSAMINE AVE E ST PAUL MN 551062714, ST PAUL, MN 55106-2714

Mortgage

Document Number	2621779
Date	Aug 22, 2018
Instrument	2621779

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2048

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	2621778,
Date	Aug 22, 2018
Instrument	2621778

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 19, 2017
Property Address	1114 JESSAMINE AVE E, SAINT PAUL, MN 55106-2714
Document Number	0002585400
Instrument Date	Apr 14, 2017
Instrument	2585400
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 JESSAMINE AVE E ST PAUL MN 551062714, ST PAUL, MN 55106-2714

Mortgage

Document Number	2585401
Date	Apr 19, 2017
Instrument	2585401

Lender

Name	FIRST NAT'L BK/OSAKIS
Type	Bank
Address	OSAKIS, MN 56360

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Apr 18, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1114 Jessamine Ave E was $3,222 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,800 Land $25,000 Building $173,800	$198,800 Land $25,000 Building $173,800
2025	$3,222.00
2023	$2,920.00 Homeowner's exemption	$204,100 Land $20,000 Building $184,100	$204,100 Land $20,000 Building $184,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1114 Jessamine Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1114 Jessamine Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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