1104 Jessamine Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1104 Jessamine Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,691 sqft · built 1924
Lot Size	0.168 acres (7,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,000 (Jul 2021)
Tax Bill	$5,538 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-12-0199`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-12-0199`
Alternative APNs	`8263791` `299504`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,691 sqft Living Area
1st Floor Area	1,106 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	7,320 sqft (0.168 acres)
Lot Dimensions	122 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	299504
Street Address	1104 JESSAMINE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERDALE, ST. PAUL, MINN. E 1/2 OF LOT 5 AND ALL OF LOT 4 BLK 7
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	CLOVERDALE, ST. PAUL, MINN.
Legal Block	7
Legal Lot Number	5,4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3010
Census Tract	31100

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1104 JESSAMINE AVE E, SAINT PAUL, MN 55106-2714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK FULFILLIMENT SERVICES
Jul 8, 2021	Warranty Deed, Transfer · FHA Mortgage TRUSTONE FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	20212705335
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1104 JESSAMINE AVE E, SAINT PAUL, MN 55106-2714
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 JESSAMINE AVE E, SAINT PAUL, MN 55106-2714

Mortgage

Document Number	0A04994494
Date	Jul 12, 2023
Instrument	A04994494

Lender

Name	US BANK FULFILLIMENT SERVICES
Type	Non-Lending Institution
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 8, 2021
Property Address	1104 JESSAMINE AVE E, SAINT PAUL, MN 55106-2714
Document Number	0T02705335
Instrument Date	Jul 1, 2021
Instrument	T02705335
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$732.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1104 JESSAMINE AVE E, SAINT PAUL, MN 55106-2714

Mortgage

Document Number	0T02705336
Date	Jul 8, 2021
Instrument	T02705336

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Mortgage

Document Number	0T02705337
Date	Jul 8, 2021
Instrument	T02705337

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,200 (+5.19%) Land $25,000 Building $214,200	$239,200 (+5.19%) Land $25,000 Building $214,200
2025	$5,538.00 (+58.5%)
2023	$3,494.00	$227,400 Land $20,000 Building $207,400	$227,400 Land $20,000 Building $207,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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