1114 Highgate Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1114 Highgate Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,565 sqft · built 2007
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,459 (2023)
Deeds & Mortgages	Jun 2017 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-4.0-20.0-0-000-041.07`

Property Details

APN / Parcel Number

Primary APN	`19-4.0-20.0-0-000-041.07`
Alternative APN	`1940200 04107`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,565 sqft Living Area
1st Floor Area	2,609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Construction Type	Masonry / Concrete Block
Lot Area	89,298 sqft (2.05 acres)
Garage Type	Attached
Garage Area	746 sqft
Porch	Porch
Porch Area	48 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1940200 04107
Street Address	1114 HIGHGATE DR
City	FESTUS
State	MO
Zip	63028-4097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	SOUTHFIELD ESTS LOT 7
Legal Range	06
Legal Township	40
Legal Section	20
Legal Subdivision	SOUTHFIELD ESTS
Legal Lot Number	7
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	1
Census Block	1001
Census Tract	701404

Owner

Source: Jefferson County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1114 HIGHGATE DR, FESTUS, MO 63028-4097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANK OF BLOOMSDALE
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage BLOOMSDALE BANK
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BLOOMSDALE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 2015
Deed Sale	Sep 17, 2015
Deed Document Number	2015R-030931
Prior Transfer Date	Jan 26, 2006
Prior Transfer Doc	2006R-004352
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1114 HIGHGATE DR, FESTUS, MO 63028-4097
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016651
Date	Jun 2, 2017
Instrument	2017R-016651

Lender

Name	BANK OF BLOOMSDALE
Type	Bank
Address	BLOOMSDALE, MO 63627

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1114 HIGHGATE DR, FESTUS, MO 63028-4097
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	HILLSBOROUGH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027962
Date	Sep 12, 2019
Instrument	2019R-027962

Lender

Name	BLOOMSDALE BANK
Type	Bank
Address	BLOOMSDALE, MO 63627

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2029

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1114 HIGHGATE DR, FESTUS, MO 63028-4097
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049204
Date	Dec 18, 2020
Instrument	2020R-049204

Lender

Name	BANK OF BLOOMSDALE
Type	Bank
Address	63018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2031

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,500 (+8.33%) Land $13,400 Building $97,100
2024			$581,700 (+8.4%) Land $70,400 Building $511,300
2023	$6,459.00	$102,000 Land $13,400 Building $88,600	$536,600 Land $70,400 Building $466,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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