1102 Highgate Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1102 Highgate Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,559 sqft · built 2003
Lot Size	1.42 acres (62,291 sqft)
Owner	Individual Name on File
Tax Bill	$6,990 (2023)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-4.0-20.0-0-000-041.19`

Property Details

APN / Parcel Number

Primary APN	`19-4.0-20.0-0-000-041.19`
Alternative APN	`1940200 04119`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,559 sqft Living Area
1st Floor Area	3,559 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Construction Type	Masonry / Concrete Block
Lot Area	62,291 sqft (1.42 acres)
Garage Type	Attached
Garage Area	939 sqft

Exterior Amenities

Pool Type	Vinyl-Lined Pool
Pool Area	741 sqft
Porch	Porch
Porch Area	1,266 sqft
Patio Area	956 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	1940200 04119
Street Address	1102 HIGHGATE DR
City	FESTUS
State	MO
Zip	63028-4097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	SOUTHFIELD ESTS LOT 1
Legal Range	06
Legal Township	40
Legal Section	20
Legal Subdivision	SOUTHFIELD ESTS
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	1
Census Block	1001
Census Tract	701404

Owner

Source: Jefferson County records · APN 19-4.0-20.0-0-000-041.19

Assessment roll updated May 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1102 HIGHGATE DR, FESTUS, MO 63028-4097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2015
Deed Sale	Aug 05, 2015
Prior Sale	Sep 03, 2010
Deed Document Number	2015R-025165
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1102 HIGHGATE DR, FESTUS, MO 63028-4097
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 HIGHGATE DR, FESTUS, MO 63028-4097

Mortgage

Document Number	0000001372
Date	Jan 11, 2022
Instrument	2022R-001372

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2037

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,500 (+7.34%) Land $13,400 Building $105,100
2024			$623,700 (+7.37%) Land $70,400 Building $553,300
2023	$6,990.00 (+5.35%)	$110,400 (+5.44%) Land $13,400 Building $97,000	$580,900 (+5.39%) Land $70,400 Building $510,500
2022	$6,635.00	$104,700 Land $7,700 Building $97,000
2021			$551,200 Land $40,700 Building $510,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 30 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.