1114 Garfield Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 1114 Garfield Ave, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,425 sqft · built 1921
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$195,000 (Sep 2025)
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-18-318-001`

Property Details

APN / Parcel Number

Primary APN	`11-18-318-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,425 sqft Living Area
1st Floor Area	728 sqft
Upper Floors Area	728 sqft
Basement Area	806 sqft
Unfinished Basement	806 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Traditional
Exterior Material	Stone
Construction Type	Frame
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	98 sqft
Deck Area	422 sqft
Patio Area	422 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1114 GARFIELD AVE
City	DUBUQUE
State	IA
Zip	52001-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	N 36 1/2'-W 100'-LOT 11, S 3 1/2'-W 100' LOT 12 & S 10'-W100' LOT 11 JAEGER'S SUB
Legal Range	03E
Legal Township	89N
Legal Section	18
Legal Subdivision	MARSHALL
Legal Lot Number	11,12
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2005
Census Tract	300

Owner

1114 Garfield Ave is owned by a company that bought it in September 2025.

Source: Dubuque County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	1114 GARFIELD AVE, DUBUQUE, IA 52001-2130
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
May 31, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 9, 2021	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	May 31, 2023 · Amount on File
Deed Document Number	20259897
Prior Transfer Date	Mar 23, 2021
Prior Transfer Doc	0000004570
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 16, 2025
Property Address	1114 GARFIELD AVE, DUBUQUE, IA 52001-2130
Document Number	0000009897
Instrument Date	Aug 28, 2025
Instrument	2025-00009897
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 GARFIELD AVE, DUBUQUE, IA 52001-2130

Mortgage

Document Number	0000009898
Date	Sep 16, 2025
Instrument	2025-00009898

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

Mortgage

Document Number	0000009899
Date	Sep 16, 2025
Instrument	2025-00009899

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2035

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 31, 2023
Property Address	1114 GARFIELD AVE, DUBUQUE, IA 52001-2130
Document Number	0000005035
Instrument Date	May 31, 2023
Instrument	2023-00005035
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 GARFIELD AVE, DUBUQUE, IA 52001-2130

Mortgage

Document Number	0000005036
Date	May 31, 2023
Instrument	2023-00005036

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 9, 2021
Property Address	1114 GARFIELD AVE, DUBUQUE, IA 52001-2130
Document Number	0000011253
Instrument Date	Jun 25, 2021
Instrument	2021-00011253
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 GARFIELD AVE, DUBUQUE, IA 52001-2130
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011254
Date	Jul 9, 2021
Instrument	2021-00011254

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1114 Garfield Ave was $2,356.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,356.00	$184,100 Land $23,800 Building $160,300	$184,100 Land $23,800 Building $160,300
2024	$2,356.00
2023		$162,100 (+23.35%) Land $21,300 Building $140,800	$162,100 Land $21,300 Building $140,800
2022	$2,114.00 Homeowner's exemption	$131,420 Land $15,000 Building $116,420
2021			$131,420 Land $15,000 Building $116,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1114 Garfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1114 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Comelec Internet Services, Nextlink, Verizon.

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