1109 Garfield Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 1109 Garfield Ave, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,211 sqft · built 1926
Lot Size	0.145 acres (6,348 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,686 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-18-317-011`

Property Details

APN / Parcel Number

Primary APN	`11-18-317-011`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,211 sqft Living Area
1st Floor Area	880 sqft
Attic Area	308 sqft
Basement Area	880 sqft
Finished Basement	600 sqft
Game Room	Game Room

Exterior

Year Built	Built 1926
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	6,348 sqft (0.145 acres)
Lot Dimensions	138 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	91 sqft
Deck Area	272 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1109 GARFIELD AVE
City	DUBUQUE
State	IA
Zip	52001-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1 JAEGER'S SUB
Legal Subdivision	MARSHALL
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2007
Census Tract	300

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1109 GARFIELD AVE, DUBUQUE, IA 52001-2131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
May 22, 2023	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1109 GARFIELD AVE, DUBUQUE, IA 52001-2131
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000929
Date	Jan 29, 2026
Instrument	2026-00000929

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	1000 JACKSON ST, DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1109 GARFIELD AVE, DUBUQUE, IA 52001-2131
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004678
Date	May 22, 2023
Instrument	2023-00004678

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	52007

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1109 GARFIELD AVE, DUBUQUE, IA 52001-2131
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004925
Date	Apr 18, 2022
Instrument	2022-00004925

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,700 (+15.23%) Land $24,000 Building $138,700	$162,700 (+15.23%) Land $24,000 Building $138,700
2024	$1,686.00 (-7.87%)
2023		$141,200 (+22.78%) Land $21,500 Building $119,700	$141,200 (+22.78%) Land $21,500 Building $119,700
2022	$1,830.00 Homeowner's exemption	$115,000 Land $15,180 Building $99,820
2021			$115,000 Land $15,180 Building $99,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Comelec Internet Services, Nextlink, Verizon.

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