1114 E Christmas Tree Ln, Spokane, WA 99203 Property Records

Spokane County property record for 1114 E Christmas Tree Ln, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 5,878 sqft · built 1963
Lot Size	0.797 acres (34,714 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Aug 2001)
Tax Bill	$20,037 (2026)
Deeds & Mortgages	Aug 2020 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35294.0280`

Property Details

APN / Parcel Number

Primary APN	`35294.0280`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,878 sqft Living Area
Gross Area	8,579 sqft
1st Floor Area	3,230 sqft
2nd Floor Area	2,048 sqft
Basement Area	1,834 sqft
Finished Basement	600 sqft
Unfinished Basement	1,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	34,714 sqft (0.797 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Deck Area	448 sqft
Canopy	224 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	1114 E CHRISTMAS TREE LN
City	SPOKANE
State	WA
Zip	99203-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ROCKWOOD PINES 2ND REPL LTS 6 & 7 EXC PORTION OF LOT 7 DESCRIBER AS FOLLOW; BEGINNING AT THE SOUTHWEST CORNER OF SAID LOT 7; THENCE ALONG THE WEST LINE OF SAID LOT 7, NORTH 000424 WEST A DISTANCE OF 76.09 FEET; THENCE LEAVING SAID WEST LINE, SOUTH 30
Legal Range	43E
Legal Township	25N
Legal Section	29
Legal Subdivision	ROCKWOOD PINES 2ND
Legal Lot Number	6,7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3010
Census Tract	4500

Owner

1114 E Christmas Tree Ln is owned and occupied by two individuals who bought it in August 2001.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1114 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK
Feb 4, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
May 24, 2017	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2001 · Amount on File
Deed Sale	Aug 8, 2001 · Amount on File
Deed Document Number	20014618868
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1114 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3301
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006952207
Date	Aug 6, 2020
Instrument	6952207

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1114 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3301
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006928094
Date	Jun 8, 2020
Instrument	6928094

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1114 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3301
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3301

Mortgage

Document Number	0007177819
Date	Feb 4, 2022
Instrument	7177819

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 24, 2017
Property Address	1114 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3301
Document Number	0006606226
Map Reference	VOL7 PG22
Instrument Date	May 19, 2017
Instrument	6606226
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,449.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3301

Mortgage

Document Number	0006606227
Date	May 24, 2017
Instrument	6606227

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 1114 E Christmas Tree Ln was $20,037, up 8.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,037.00 (+8.88%)	$2,020,200 Land $235,000 Building $1,785,200	$2,020,200 Land $235,000 Building $1,785,200
2025	$18,403.00
2024		$1,459,380 (+32.71%) Land $251,680 Building $1,207,700	$1,459,380 (+32.71%) Land $251,680 Building $1,207,700
2023	$14,241.00 (+10.96%)	$1,099,680 Land $251,680 Building $848,000	$1,099,680 Land $251,680 Building $848,000
2022	$12,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1114 E Christmas Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1114 E Christmas Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Intermax Networks.

Nearby Properties on E Christmas Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures