1104 E Christmas Tree Ln, Spokane, WA 99203 Property Records

Spokane County property record for 1104 E Christmas Tree Ln, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,305 sqft · built 1975
Lot Size	0.581 acres (25,288 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Apr 2015)
Tax Bill	$10,114 (2026)
Deeds & Mortgages	May 2023 Transfer Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35294.0233`

Property Details

APN / Parcel Number

Primary APN	`35294.0233`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,305 sqft Living Area
Gross Area	4,150 sqft
1st Floor Area	1,874 sqft
Upper Floors Area	906 sqft
Basement Area	603 sqft
Finished Basement	525 sqft
Unfinished Basement	78 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,288 sqft (0.581 acres)
Garage Type	Attached
Garage Area	767 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	237 sqft
Patio Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1104 E CHRISTMAS TREE LN
City	SPOKANE
State	WA
Zip	99203-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ROCKWD PINES 2ND REPL L4
Legal Range	43E
Legal Township	25N
Legal Section	29
Legal Subdivision	ROCKWD PINES 2ND
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3010
Census Tract	4500

Owner

1104 E Christmas Tree Ln is owned and occupied by an individual who acquired it in May 2023.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1104 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Intrafamily Transfer, Transfer
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NUMERICA CU
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK
May 30, 2017	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2015 · Amount on File
Deed Sale	Apr 6, 2015 · Amount on File
Prior Sale	Oct 31, 2000
Deed Document Number	20156385992
Last Transfer Date	May 16, 2023
Transfer Doc	0007286824
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	May 26, 2023
Property Address	1104 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3301
Document Number	0007286824
Map Reference	VOL 7 PG 22
Instrument Date	May 16, 2023
Instrument	7286824
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1104 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3301

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1104 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3301
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007084281
Date	Jun 7, 2021
Instrument	7084281

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 25, 2046

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1104 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006911665
Date	Apr 17, 2020
Instrument	6911665

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1104 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3301
Document Number	0006610514
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1104 E CHRISTMAS TREE LN SPOKANE WA 992033301, SPOKANE, WA 99203-3301

Mortgage

Document Number	0006610514
Date	Jun 9, 2017
Instrument	6610514

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1104 E Christmas Tree Ln was $10,114, down 3.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,114.00 (-3.1%)	$994,200 Land $235,000 Building $759,200	$994,200 Land $235,000 Building $759,200
2025	$10,438.00
2024		$909,240 (+25.79%) Land $183,340 Building $725,900	$909,240 (+25.79%) Land $183,340 Building $725,900
2023	$8,877.00 (+5.18%)	$722,840 Land $183,340 Building $539,500	$722,840 Land $183,340 Building $539,500
2022	$8,440.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 E Christmas Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 E Christmas Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Intermax Networks.

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