Montezuma County property record for 1114 E Carpenter St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 890 sqft · built 1949 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Nov 2019) |
| Tax Bill | $849 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R008170 |
| Primary APN | R008170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 890 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Built-Up Asphalt |
| Lot Area | 9,017 sqft (0.207 acres) |
| Porch | Open Porch |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Account Number | R008170 |
|---|---|
| Street Address | 1114 E CARPENTER ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SUBDIVISION: CORNETTS SUB AMD LOT: 8-10 BLOCK: 3 B486 P55 B535 P596 |
| Legal Range | 16W |
| Legal Township | 36N |
| Legal Section | 25 |
| Legal Subdivision | CORNETTS SUB AMD |
| Legal Block | 3 |
| Legal Lot Number | 8-10 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 969302 |
Source: Montezuma County records · APN R008170
Assessment roll updated March 24, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1114 E CARPENTER ST, CORTEZ, CO 81321-2471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 27, 2019 | Special Warranty Deed, Transfer · Commercial Mortgage THE DOLORES STATE BANK |
| Nov 19, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 27, 2019 · Amount on Record |
| Deed Sale | Nov 27, 2019 · Amount on Record |
| Prior Sale | Nov 19, 2018 · Amount on Record |
| Deed Document Number | 2019626539 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 1114 E CARPENTER ST, CORTEZ, CO 81321-2471 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000644364 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 644364 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 1114 E CARPENTER ST, CORTEZ, CO 81321-2471 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 633856 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 633856 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2036 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Nov 27, 2019 |
| Property Address | 1114 E CARPENTER ST, CORTEZ, CO 81321-2471 |
| Document Number | 0000626539 |
| Map Reference | MB 7 PG 15 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 626539 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2022 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1114 E CARPENTER ST, CORTEZ, CO 81321-2471 |
| Document Number | 0000626540 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 626540 |
| Name | THE DOLORES STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Nov 19, 2018 |
| Property Address | 1114 E CARPENTER ST, CORTEZ, CO 81321-2471 |
| Document Number | 0000620215 |
| Map Reference | MB06 PG03 |
| Instrument | 620215 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $6.01 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1114 E CARPENTER ST, CORTEZ, CO 81321-2471 |
Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $849.00 (+64.22%) | $16,843 (+67.38%) Land $1,863 Building $14,980 | $211,591 (+67.37%) Land $23,400 Building $188,191 |
| 2024 | $517.00 (+1%) | $10,063 (-30.32%) Land $2,187 Building $7,876 | $126,418 (-30.32%) Land $27,469 Building $98,949 |
| 2023 | $470.00 (-2.08%) | $14,441 (+45.46%) Land $3,138 Building $11,303 | $181,418 (+45.46%) Land $39,420 Building $141,998 |
| 2022 | $480.00 | $9,928 Land $1,433 Building $8,495 | $124,717 Land $18,000 Building $106,717 |
Source: FEMA National Flood Hazard Layer as of September 26, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| ATN International Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
May also be available: Farmers Telephone Company, T-Mobile USA, VFN Holdings, Vicinity Solutions, Visionary Communications.
Based on FCC filings for 153 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CORTEZ serves 8,770 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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