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1114 Beech St, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 1114 Beech St, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,058 sqft · built 1930
Lot Size0.197 acres (8,600 sqft)
Owner2 Individual Names on File
Last Sale$800,000 (Sep 2023)
Tax Bill$11,608 (2025)
Deeds & MortgagesSep 2023 Sale
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN00-00-31-1800-0216-01D0

Property Details

APN / Parcel Number

Primary APN00-00-31-1800-0216-01D0

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,058 sqft Heated Area
Gross Area2,400 sqft
1st Floor Area1,200 sqft
Upper Floors Area858 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2015
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,600 sqft (0.197 acres)
Lot Dimensions86 ft deep x 100 ft wide
PorchOpen Porch
Porch Area342 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1114 BEECH ST
CityFERNANDINA BEACH
StateFL
Zip32034-3427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionBLOCK 216 LOT D OF 1 CITY OF FDNA BEACH
Legal Range28E
Legal Township03N
Legal Section23
Legal SubdivisionCITY OF FDNA BEACH
Legal Block216
Legal Lot NumberD
JurisdictionNASSAU FL
Township / Civil DivisionFERNANDINA BEACH
Census Block Group2
Census Block2011
Census Tract50103

Owner

1114 Beech St is owned and occupied by two individuals who bought it in September 2023.

Source: Nassau County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Co-owner2 Co-owners on File
Mailing Address1114 BEECH ST, FERNANDINA BEACH, FL 32034-3427
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Warranty Deed, Transfer
LANDMARK TITLE, LANDMARK TITLE LLC
Feb 7, 2022Deed of Trust, Mortgage
JEFF PETERS ETAL
Aug 3, 2018Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleSep 18, 2023 · Amount on File
Deed SaleSep 18, 2023 · Amount on File
Prior SaleJan 5, 2016 · Amount on File
Deed Document Number202345028158
Deed Book / Page2667 / 775
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateSep 18, 2023
Property Address1114 BEECH ST, FERNANDINA BEACH, FL 32034-3427
Document Number0026670775
Book / Page2667 / 775
Instrument DateSep 5, 2023
Instrument202345028158
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount on Record
Tax$5,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1874 CLINCH DR, FERNANDINA BEACH, FL 32034-7808

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5 WOOD DUCK RD, FERNANDINA BEACH, FL 32034-6655

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address1114 BEECH ST, FERNANDINA BEACH, FL 32034-3427
Transaction TypeMortgage
Record UpdatedMar 7, 2022
Title CompanyNASSAU BLUE OCEAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1114 BEECH ST, FERNANDINA BEACH, FL 32034-3427

Mortgage

Document Number0025361893
DateFeb 7, 2022
Book Page2536/1893
Instrument202245004671
Lender
NameJEFF PETERS ETAL
TypePrivate Party
Address4801 GA HIGHWAY 125 N, TIFTON, GA 31794
Agreement
AmountAmount on Record
Term24 Months
DueFeb 1, 2024

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address1114 BEECH ST, FERNANDINA BEACH, FL 32034-3427
Document Number0022171632
Instrument DateAug 3, 2018
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1114 BEECH ST FERNANDINA BEACH FL 320343427, FERNANDINA BEACH, FL 32034-3427

Mortgage

Document Number0022171632
DateAug 14, 2018
Book Page002217/001632
Instrument25381
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 13, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1114 Beech St was $11,608, up 8.9% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
MunicipalityFernandina Beach City
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,608.00 (+8.85%)$650,437 (+11.65%) Land $270,000 Building $380,437$650,437 (+11.65%) Land $270,000 Building $380,437
2024$10,664.00 (+438.86%)$582,558 (+297.02%) Land $220,000 Building $362,558$582,558 (+69.98%) Land $220,000 Building $362,558
2023$1,979.00 (+7.79%) Homeowner's exemption$146,731 (+3%)$342,728 (+13.26%) Land $200,000 Building $142,728
2022$1,836.00 Homeowner's exemption$142,457$302,597 Land $160,000 Building $142,597

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1114 Beech St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 30 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1114 Beech St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNANDINA BEACH WTP
serves 21,925 people · EPA ID FL2450364
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

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