Nassau County property record for 809 Beech St, Fernandina Beach, FL 32034
| Property Type | Restaurant |
|---|---|
| Details | 8,465 sqft · built 1900 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $475,000 (Dec 2013) |
| Tax Bill | $23,278 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-00-31-1800-0046-0040 |
| Primary APN | 00-00-31-1800-0046-0040 |
|---|
| Plumbing Fixtures | 21 Plumbing Fixtures |
|---|---|
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 8,465 sqft Total Area |
| 1st Floor Area | 7,470 sqft |
| Upper Floors Area | 1,006 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Other |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Wood Truss |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 100 ft deep x 130 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 311 sqft |
| Deck Area | 66 sqft |
| Patio Area | 128 sqft |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Total Buildings | 4 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 809 BEECH ST |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-3634 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | C-3 |
| Legal Description | BLK 46 LOTS 4,5 & PT OF LOT 6 IN OR 1892/1458 BEING PARCELS 1", 3" & 5" CITY OF FDNA BEACH |
| Legal Range | 28E |
| Legal Township | 03N |
| Legal Section | 23 |
| Legal Subdivision | CITY OF FDNA BEACH |
| Legal Block | 46 |
| Legal Lot Number | 4 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | FERNANDINA BEACH |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 50103 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fernandina Beach Historic District listed 1973 · 122 contributing resources · NRIS 73000593 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Nassau County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 39 SEA MARSH RD, FERNANDINA BEACH, FL 32034-5039 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2013 · Amount on Record |
| Deed Sale | Dec 3, 2013 · Amount on Record |
| Deed Document Number | 0018921458 |
| Deed Book / Page | 1892 / 1458 |
| Last Transfer Date | Dec 10, 2013 |
| Transfer Doc | 0018921458 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 809 BEECH ST, FERNANDINA BEACH, FL 32034-3634 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023501243 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 2350/1243 |
| Instrument | 202045010019 |
| Name | FIRST PORT CITY BANK |
|---|---|
| Type | Bank |
| Address | FERNANDINA BEACH, FL 32034 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 26, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Municipality | Fernandina Beach City |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,278.00 (+2.86%) | $1,635,580 (-1.67%) Land $1,035,000 Building $600,580 | $1,635,580 (-1.67%) Land $1,035,000 Building $600,580 |
| 2024 | $22,631.00 (+1.45%) | $1,663,324 (-2.11%) Land $1,035,000 Building $628,324 | $1,663,324 (-2.11%) Land $1,035,000 Building $628,324 |
| 2023 | $22,307.00 (+19.47%) | $1,699,230 (+5.4%) Land $1,035,000 Building $664,230 | $1,699,230 (+5.4%) Land $1,035,000 Building $664,230 |
| 2022 | $18,672.00 | $1,612,202 Land $1,035,000 Building $577,202 | $1,612,202 Land $1,035,000 Building $577,202 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 2 (2011–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNANDINA BEACH WTP serves 21,925 people · EPA ID FL2450364 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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