1114 198th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 1114 198th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,158 sqft · built 1996
Lot Size	0.344 acres (15,001 sqft)
Owner	Individual Name on File
Last Sale	$189,594 (Sep 1996)
Tax Bill	$6,960 (2026)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`700046-0-060`

Property Details

APN / Parcel Number

Primary APN	`700046-0-060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,158 sqft Living Area
Gross Area	2,805 sqft
1st Floor Area	1,230 sqft
Upper Floors Area	928 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,001 sqft (0.344 acres)
Garage Type	Attached
Garage Area	647 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,068 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1114 198TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-6203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 03 TOWNSHIP 20 RANGE 05 QUARTER 32 LAKE TAPPS ESTATES L 6 TOG/W 1/39TH UNDIV INT IN TR A & B OUT OF 3-051 & 05-20-04-4-006 SEG G0092 MD 7/29/94MD
Legal Range	05
Legal Township	20
Legal Section	03
Legal Subdivision	LAKE TAPPS ESTATES
Legal Tract	A
Legal Lot Number	6
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1000
Census Tract	70315

Owner

1114 198th Ave E is owned and occupied by an individual who acquired it in October 2022.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1114 198TH AVE E, LAKE TAPPS, WA 98391-6203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 1996 · Amount on File
Deed Sale	Sep 17, 1996 · Amount on File
Deed Document Number	1996563
Deed Book / Page	1265 / 3422
Last Transfer Date	Oct 4, 2022
Transfer Doc	0000000091
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Oct 21, 2022
Property Address	1114 198TH AVE E, LAKE TAPPS, WA 98391-6203
Document Number	0010210091
Map Reference	DOC 9406080929
Instrument Date	Oct 4, 2022
Instrument	202210210091
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 198TH AVE E, LAKE TAPPS, WA 98391-6203

Mortgage

Document Number	0010210092
Date	Oct 21, 2022
Instrument	202210210092

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2037
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

The 2026 property tax bill for 1114 198th Ave E was $6,960, down 0.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,960.00 (-0.33%)	$676,100 Land $312,300 Building $363,800	$676,100 Land $312,300 Building $363,800
2025	$6,983.00 (+9.19%)
2024	$6,395.00 (+4.82%)	$641,300 (+3.49%) Land $280,200 Building $361,100	$641,300 (+3.49%) Land $280,200 Building $361,100
2023	$6,101.00	$619,700 Land $268,800 Building $350,900	$619,700 Land $268,800 Building $350,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1114 198th Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1114 198th Ave E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20