Pierce County property record for 1010 198th Ave E, Lake Tapps, WA 98391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,217 sqft · built 1996 |
| Lot Size | 0.364 acres (15,853 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $635,000 (Sep 2021) |
| Tax Bill | $7,097 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 700046-0-020 |
| Primary APN | 700046-0-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,217 sqft Living Area |
| Gross Area | 2,835 sqft |
| 1st Floor Area | 1,264 sqft |
| Upper Floors Area | 953 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 15,853 sqft (0.364 acres) |
| Garage Type | Attached |
| Garage Area | 618 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 1010 198TH AVE E |
|---|---|
| City | LAKE TAPPS |
| State | WA |
| Zip | 98391-6201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | SECTION 04 TOWNSHIP 20 RANGE 05 QUARTER 41 LAKE TAPPS ESTATES L 2 TOG/W 1/39TH UNDIV INT IN TR A & B APPROX 15,853 SQ FT OUT OF 3-051 & 05-20-04-4-006 SEG G0092 MD 7/29/94MD |
| Legal Range | 05 |
| Legal Township | 20 |
| Legal Section | 04 |
| Legal Subdivision | LAKE TAPPS ESTATES |
| Legal Tract | A |
| Legal Lot Number | 2 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | PUYALLUP |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 70315 |
1010 198th Ave E is owned by two individuals who bought it in September 2021.
Source: Pierce County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8773 N HOLLINGSWORTH ST, CAMAS, WA 98607-0539 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION |
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Sep 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Feb 20, 2019 | Warranty Deed, Transfer · Conventional with PMI BAY EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2021 · Amount on File |
| Deed Sale | Sep 3, 2021 · Amount on File |
| Prior Sale | Feb 20, 2019 · Amount on File |
| Deed Document Number | 2021951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Jul 24, 2026 |
| Property Address | 1010 198TH AVE E, LAKE TAPPS, WA 98391-6201 |
| Document Number | 0000000076 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202676 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8773 N HOLLINGSWORTH ST, CAMAS, WA 98607-0539 |
| Document Number | 0000000076, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 202676 |
| Name | BOEING EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 1010 198TH AVE E, LAKE TAPPS, WA 98391-6201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Title Company | AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN DIGITAL TTL INS CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001140830 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 202201140830 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Sep 3, 2021 |
| Property Address | 1010 198TH AVE E, LAKE TAPPS, WA 98391-6201 |
| Document Number | 0009030951 |
| Map Reference | DOC 9406080929 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 202109030951 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2023 |
| Title Company | RAINIER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,403.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1010 198TH AVE E, LAKE TAPPS, WA 98391-6201 |
| Investor | Possibly a Property Investor |
| Document Number | 0009030952 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 202109030952 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 1010 198TH AVE E, LAKE TAPPS, WA 98391-6201 |
| Document Number | 2008100593 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1010 198TH AVE E LAKE TAPPS WA 983916201, LAKE TAPPS, WA 98391-6201 |
| Document Number | 2008100593 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 202008100593 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Feb 20, 2019 |
| Property Address | 1010 198TH AVE E, LAKE TAPPS, WA 98391-6201 |
| Document Number | 1902200605 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 201902200605 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,837.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1010 198TH AVE E LAKE TAPPS WA 983916201, LAKE TAPPS, WA 98391-6201 |
| Document Number | 1902200606 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 201902200606 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2049 |
The 2026 property tax bill for 1010 198th Ave E was $7,097, up 0.3% from the year before.
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Dieringer School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,097.00 (+0.33%) | $689,700 (-2.74%) Land $316,300 Building $373,400 | $689,700 (-2.74%) Land $316,300 Building $373,400 |
| 2025 | $7,074.00 (+9.25%) | $709,100 (+9.18%) Land $325,200 Building $383,900 | $709,100 (+9.18%) Land $325,200 Building $383,900 |
| 2024 | $6,475.00 (+4.81%) | $649,500 (+3.47%) Land $284,400 Building $365,100 | $649,500 (+3.47%) Land $284,400 Building $365,100 |
| 2023 | $6,178.00 | $627,700 Land $272,900 Building $354,800 | $627,700 Land $272,900 Building $354,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1010 198th Ave E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1010 198th Ave E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650 |
|---|---|
| Water Source | Purchased surface water from CITY OF TACOMA WATER DIVISION |
| Last State Inspection | Oct 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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