11138 Ridge Rd, Largo, FL 33778 Property Records

Pinellas County property record for 11138 Ridge Rd, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,588 sqft · built 1961
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-7779-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-7779-2`
Alternative APNs	`16-30-15-64080-000-0060` `301516640800000060` `153016640800000060` `R172753`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,588 sqft Living Area
Gross Area	1,762 sqft
1st Floor Area	1,588 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1984
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	101 ft deep x 70 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R172753
Street Address	11138 RIDGE RD
City	LARGO
State	FL
Zip	33778-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ORANGE BLOSSOM RIDGE UNIT 4 LOT 6
Legal Range	15E
Legal Township	30S
Legal Section	16
Legal Subdivision	ORANGE BLOSSOM
Legal Tract	64080
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1006
Census Tract	25116

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11138 RIDGE RD, LARGO, FL 33778-3720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 12, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 17, 2013
Transfer Doc	0180221470
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11138 RIDGE RD, LARGO, FL 33778-3720
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11138 RIDGE RD, LARGO, FL 33778-3720

Mortgage

Document Number	0223541563
Date	Feb 23, 2023
Book Page	22354/1563
Instrument	2023048473

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11138 RIDGE RD, LARGO, FL 33778-3720
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0214221293
Date	Mar 8, 2021
Book Page	21422/1293
Instrument	2021073966

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11138 RIDGE RD, LARGO, FL 33778-3720
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11138 RIDGE RD, LARGO, FL 33778-3720

Mortgage

Document Number	0227171924
Date	Feb 28, 2024
Book Page	22717/1924
Instrument	2024049738

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11138 RIDGE RD, SEMINOLE, FL 33778-3720
Document Number	0203881792
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11138 RIDGE RD SEMINOLE FL 337783720, SEMINOLE, FL 33778-3720

Mortgage

Document Number	0203881792
Date	Jan 7, 2019
Book Page	020388/001792
Instrument	5988

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,312.00 (+0.23%) Homeowner's exemption Senior Citizen's exemption	$112,674 (+5.99%)	$270,254 (+3.66%) Land $121,761 Building $148,493
2024	$1,309.00 (+4.14%)
2023	$1,257.00 (+3.97%) Homeowner's exemption	$106,310 (+3%)	$260,712 (+15.37%) Land $142,263 Building $118,449
2022	$1,209.00 Homeowner's exemption	$103,214	$225,980 Land $131,428 Building $94,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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