11096 Ridge Rd, Largo, FL 33778 Property Records

Pinellas County property record for 11096 Ridge Rd, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,476 sqft · built 1958
Lot Size	0.164 acres (7,122 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,500 (Jun 2022)
Tax Bill	$4,890 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-7777-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-7777-6`
Alternative APNs	`16-30-15-64080-000-0040` `301516640800000040` `153016640800000040` `R172751`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,122 sqft (0.164 acres)
Lot Dimensions	102 ft deep x 70 ft wide

Exterior Amenities

Porch	Slab
Porch Area	166 sqft
Deck Area	Deck Area
Patio Area	461 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R172751
Street Address	11096 RIDGE RD
City	LARGO
State	FL
Zip	33778-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ORANGE BLOSSOM RIDGE UNIT 4 LOT 4
Legal Range	15E
Legal Township	30S
Legal Section	16
Legal Subdivision	ORANGE BLOSSOM
Legal Tract	64080
Legal Lot Number	4
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1006
Census Tract	25116

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11096 RIDGE RD, LARGO, FL 33778-3718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Nov 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SAFETY HARBOR ENTERPRISES LLC
Sep 30, 2021	Warranty Deed, Transfer AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2022 · Amount on Record
Deed Sale	Jun 25, 2022 · Amount on Record
Prior Sale	Nov 2, 2021 · Amount on Record
Deed Document Number	2022198418
Deed Book / Page	22114 / 1545
Prior Transfer Date	Feb 6, 2013
Prior Transfer Doc	0178871481
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 25, 2022
Property Address	11096 RIDGE RD, SEMINOLE, FL 33778-3718
Document Number	0221141545
Book / Page	22114 / 1545
Map Reference	MB 48 PG 13
Instrument Date	Jun 22, 2022
Instrument	2022198418
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	ALBATROSS TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,167.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4870 INDUSTRY RD, 4870, RAVENNA, OH 44266-9398

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1999 KINGS HWY APT 131C, 131C, PORT CHARLOTTE, FL 33980-4292

Mortgage

Document Number	0221141547
Date	Jun 25, 2022
Instrument	22114/1547

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 2, 2021
Property Address	11096 RIDGE RD, SEMINOLE, FL 33778-3718
Document Number	0217890052
Book / Page	21789 / 52
Map Reference	MB 48 PG 13
Instrument Date	Oct 28, 2021
Instrument	2021358223
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 EQUITY WAY, 1, WESTLAKE, OH 44145-1050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4870 INDUSTRY RD, RAVENNA, OH 44266-9398

Mortgage

Document Number	2178956
Date	Nov 2, 2021
Instrument	21789/56

Lender

Name	SAFETY HARBOR ENTERPRISES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 30, 2021
Property Address	11096 RIDGE RD, SEMINOLE, FL 33778-3718
Document Number	0217390881
Book / Page	21739 / 881
Map Reference	MB 48 PG 13
Instrument Date	Sep 27, 2021
Instrument	2021319615
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$1,189.30
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 ASH ST, 9, WEBSTER, MA 01570-3058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1971 W LUMSDEN RD # 326, 326, BRANDON, FL 33511-8820

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,890.00 (+7.1%) Homeowner's exemption	$304,532 (+5.99%)	$373,403 (+7.33%) Land $132,754 Building $240,649
2024	$4,566.00 (+3%)
2023	$4,433.00 (+35.98%) Homeowner's exemption	$287,329 (+62.02%)	$347,899 (+96.18%) Land $160,059 Building $187,840
2022	$3,260.00	$177,339	$177,339 Land $130,648 Building $46,691

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures