11135 E Cambridge Ln, Effingham, IL 62401 Property Records

Effingham County property record for 11135 E Cambridge Ln, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details3,704 sqft · built 2005
Lot Size3.01 acres (131,116 sqft)
Owner2 Individual Names on Record
Last Sale$1,200,000 (Jul 2023)
Tax Bill$14,169 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-07-134-008

Property Details

APN / Parcel Number

Primary APN11-07-134-008

Interior

Bedrooms1 Bed
Stories1 Story
Building Area3,704 sqft Base Area
1st Floor Area3,704 sqft
Basement Area3,704 sqft
Unfinished Basement3,703 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area131,116 sqft (3.01 acres)
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address11135 E CAMBRIDGE LN
CityEFFINGHAM
StateIL
Zip62401-4650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 PRAIRIE VIEW ESTATES 25001986 3868/311 3238/339 1835/257 1674/338
Legal SubdivisionPRAIRIE VIEW ESTATES
Legal Lot Number8
JurisdictionEFFINGHAM IL
Township / Civil DivisionSUMMIT
Census Block Group4
Census Block4000
Census Tract950200

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11135 E CAMBRIDGE LN, EFFINGHAM, IL 62401-4650
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2023 · Amount on Record
Deed SaleJul 17, 2023 · Amount on Record
Prior SaleSep 7, 2016
Deed Document Number20232335
Deed Book / Page3868 / 311
Last Transfer DateJun 10, 2025
Transfer Doc0000001986
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateJul 17, 2023
Property Address11135 E CAMBRIDGE LN, EFFINGHAM, IL 62401-4650
Document Number003868/311
Book / Page3868 / 311
Map ReferenceMB 1674 PG 338
Instrument DateJul 14, 2023
Instrument202323002335
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11135 E CAMBRIDGE LN, EFFINGHAM, IL 62401-4650

Mortgage

Document Number202323002336
DateJul 17, 2023
Instrument202323002336
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionSummit Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,169.00 (+75.99%)$274,770 (+31.28%) Land $52,660 Building $222,110$824,310 (+31.28%) Land $157,980 Building $666,330
2022$8,051.00 Homeowner's exemption$209,300 Land $40,110 Building $169,190$627,900 Land $120,330 Building $507,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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