Effingham County property record for 11107 E Cambridge Ln, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3,677 sqft · built 2008 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,895,000 (Jul 2026) |
| Tax Bill | $13,444 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-134-010 |
| Primary APN | 11-07-134-010 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 3,677 sqft Base Area |
| 1st Floor Area | 3,677 sqft |
| Basement Area | 3,677 sqft |
| Unfinished Basement | 3,677 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Frame |
| Lot Area | 90,169 sqft (2.07 acres) |
| Garage Area | 89 sqft |
| Street Address | 11107 E CAMBRIDGE LN |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 PRAIRIE VIEW ESTATES 2687/252 2318/69 1674/338 |
| Legal Subdivision | PRAIRIE VIEW ESTATES |
| Legal Lot Number | 10 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | SUMMIT |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 950200 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5883 BENT MOUNTAIN RD, ROANOKE, VA 24018-5254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on Record |
| Deed Sale | Jul 14, 2026 · Amount on Record |
| Prior Sale | May 16, 2007 · Amount on Record |
| Deed Document Number | 20262571 |
| Prior Transfer Date | Nov 30, 2010 |
| Prior Transfer Doc | 002687/252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jul 14, 2026 |
| Property Address | 11107 E CAMBRIDGE LN, EFFINGHAM, IL 62401-4650 |
| Document Number | 0000002571 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 20262571 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $146,197.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5883 BENT MOUNTAIN RD, ROANOKE, VA 24018-5254 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002572, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20262572 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Summit Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,444.00 (+8.58%) Homeowner's exemption | $261,020 (+1%) Land $44,080 Building $216,940 | $783,060 (+1%) Land $132,240 Building $650,820 |
| 2024 | $12,382.00 (+36.19%) | $237,290 (+19.34%) Land $40,070 Building $197,220 | $711,870 (+19.34%) Land $120,210 Building $591,660 |
| 2022 | $9,092.00 Homeowner's exemption | $198,830 Land $33,570 Building $165,260 | $596,490 Land $100,710 Building $495,780 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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