11132 Belltower St, Spring Hill, FL 34608 Property Records

Hernando County property record for 11132 Belltower St, Spring Hill, FL 34608

Property Summary

Property TypeResidential Vacant Land
Lot Size0.248 acres (10,804 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Mar 2026)
Tax Bill$365 (2021)
Deeds & MortgagesMar 2026 Sale & Mortgage
May 2025 Sale
Flood ZoneZone X (minimal risk)
APNR32-323-17-5180-1180-0080

Property Details

APN / Parcel Number

Primary APNR32-323-17-5180-1180-0080
Alternative APNs
  • 00658498
  • 658498

Exterior

Lot Area10,804 sqft (0.248 acres)
Lot Dimensions125 ft deep x 80 ft wide

Location & Zoning

Account Number00658498
Street Address11132 BELLTOWER ST
CitySPRING HILL
StateFL
Zip34608-2012
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionSPRING HILL UNIT 18 BLK 1180 LOT 8
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 18
Legal Block1180
Legal Lot Number8
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2011
Census Tract41004

Owner

11132 Belltower St, residential vacant land, is owned and occupied by an individual who bought it in March 2026.

Source: Hernando County records, as of April 15, 2026

Owner of RecordIndividual Name on File
Mailing Address11132 BELLTOWER ST, SPRING HILL, FL 34608-2012
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
May 1, 2025Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2026 · Amount on File
Deed SaleMar 18, 2026 · Amount on File
Prior SaleMay 1, 2025 · Amount on File
Deed Document Number202618056
Deed Book / Page4683 / 792
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMar 18, 2026
Property Address11132 BELLTOWER ST, SPRING HILL, FL 34608-2012
Document Number0046830792
Book / Page4683 / 792
Map ReferenceMB 9 PG 47-59
Instrument DateMar 13, 2026
Instrument2026018056
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2325 LAKEVIEW PKWY STE 600, 600, ALPHARETTA, GA 30009-7941

Transferred To (Grantee/Buyer)

NameVerified Name
Address11132 BELLTOWER ST, SPRING HILL, FL 34608-2012

Mortgage

Document Number0004683794
DateMar 18, 2026
Instrument4683/794
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMay 1, 2025
Property Address11132 BELLTOWER ST, SPRING HILL, FL 34608-2012
Document Number0045530725
Book / Page4553 / 725
Map ReferenceMB 9 PG 47-59
Instrument DateApr 15, 2025
Instrument2025029913
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Tax$385.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11140 BELLTOWER ST, SPRING HILL, FL 34608-2012

Transferred To (Grantee/Buyer)

NameVerified Name
Address2325 LAKEVIEW PKWY, ALPHARETTA, GA 30009-7920
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,515 Land $40,515$40,515 Land $40,515
2021$365.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 11132 Belltower St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11132 Belltower St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Tillman Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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Nearby Streets

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