Hernando County property record for 11103 Belltower St, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,287 sqft · built 1982 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $57,000 (Apr 1996) |
| Tax Bill | $2,178 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5180-1203-0140 |
| Primary APN | R32-323-17-5180-1203-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,287 sqft Living Area |
| 1st Floor Area | 1,287 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 212 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00666951 |
|---|---|
| Street Address | 11103 BELLTOWER ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-2013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 18 BLK 1203 LOT 14 ORB 1014 PG 302 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 06 |
| Legal Subdivision | SPRING HILL UNIT 18 |
| Legal Block | 1203 |
| Legal Lot Number | 14 |
| Legal Unit | 18 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 41004 |
The current owner of 11103 Belltower St bought it in April 1996.
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 195 PROSPECT PARK W APT 3E, 3E, BROOKLYN, NY 11215-5709 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 1996 · Amount on File |
| Deed Sale | Apr 18, 1996 · Amount on File |
| Deed Document Number | 0106300157 |
| Deed Book / Page | 01063 / 00157 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 11103 Belltower St was $2,178.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,178.00 | $132,916 | $177,821 Land $46,376 Building $131,445 |
| 2023 | $109,848 (-31.39%) Land $109,848 | ||
| 2022 | $2,034.00 | $160,114 Land $32,649 Building $127,465 | $167,621 Land $35,864 Building $131,757 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11103 Belltower St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11103 Belltower St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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