Brown County property record for 1113 Pearl St, Ripley, OH 45167
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,116 sqft · built 1989 |
| Lot Size | 0.176 acres (7,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,025 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027004-9 |
| Primary APN | 027004-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| 1st Floor Area | 1,116 sqft |
| Basement Area | 558 sqft |
| Unfinished Basement | 558 sqft |
| Flooring | Wood |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,680 sqft (0.176 acres) |
| Lot Dimensions | 128 ft deep x 60 ft wide |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 027004-9 |
|---|---|
| Street Address | 1113 PEARL ST |
| City | RIPLEY |
| State | OH |
| Zip | 45167-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 16 GERMAN ADD 1953ADD UNION RULH LSD ABERDEEN VILLAGE |
| Legal Lot Number | 16 |
| Jurisdiction | BROWN OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 951700 |
1113 Pearl St is owned and occupied by an individual.
Source: Brown County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1113 PEARL ST, RIPLEY, OH 45167-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Dec 19, 2022 | Fiduciary Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWN OH |
| Recording Date | Jun 4, 2026 |
| Property Address | 1113 PEARL ST, RIPLEY, OH 45167-1513 |
| Document Number | 0000002803 |
| Book / Page | 556 / 1326 |
| Instrument Date | May 29, 2026 |
| Instrument | 20262803 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1113 PEARL ST, RIPLEY, OH 45167-1513 |
| Document Number | 0000002803, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 556/1326 |
| Instrument | 20262803 |
| Name | FIRST STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2056 |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | BROWN OH |
| Recording Date | Dec 19, 2022 |
| Property Address | 1113 PEARL ST, RIPLEY, OH 45167-1513 |
| Document Number | 0000007001 |
| Book / Page | 520 / 701 |
| Map Reference | MB C3 PG 18-192&206 |
| Instrument Date | Dec 1, 2022 |
| Instrument | 202200007001 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1113 PEARL ST, RIPLEY, OH 45167-1513 |
| Document Number | 0000007002 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 520/704 |
| Instrument | 202200007002 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 1113 Pearl St was $1,025 with a homeowner's exemption.
Source: Brown County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Brown County |
| County Subdivision | Union Township |
| Municipality | Ripley Village |
| Unified School District | Ripley-Union-Lewis-Huntington Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,025.00 | $31,990 (-) Land $3,480 Building $28,510 | |
| 2024 | $1,025.00 (+11.17%) Homeowner's exemption | $31,990 (+27.7%) Land $3,480 Building $28,510 | $91,400 Land $9,940 Building $81,460 |
| 2023 | $922.00 (+57.34%) | $25,050 (-) Land $2,810 Building $22,240 | |
| 2022 | $586.00 Homeowner's exemption Senior Citizen's exemption | $25,050 Land $2,810 Building $22,240 | |
| 2021 | $71,570 Land $8,020 Building $63,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1113 Pearl St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 43 (1979–1997) |
| Claims Outside the SFHA | 3 of 43 |
| Most Recent Claim | Mar 1997 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1113 Pearl St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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