Brown County property record for 1102 Pearl St, Ripley, OH 45167
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,296 sqft · built 1955 |
| Lot Size | 0.068 acres (3,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $645 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Oct 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026916-8 |
| Primary APN | 026916-8 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Flooring | Wood |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,000 sqft (0.068 acres) |
| Lot Dimensions | 60 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 026916-8 |
|---|---|
| Street Address | 1102 PEARL ST |
| City | RIPLEY |
| State | OH |
| Zip | 45167-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 27 GERMAN ADD |
| Legal Subdivision | GERMANNS SECOND ADDITION |
| Legal Lot Number | 27 |
| Jurisdiction | BROWN OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 951700 |
1102 Pearl St is owned and occupied by an individual who acquired it in September 2025.
Source: Brown County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1102 PEARL ST, RIPLEY, OH 45167-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2025 | Intrafamily Transfer, Transfer |
| Oct 20, 2025 | Transfer on Death Deed, Transfer |
| Apr 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Mar 7, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 24, 2025 |
| Transfer Doc | 0000005040 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BROWN OH |
| Recording Date | Oct 1, 2025 |
| Property Address | 1102 PEARL ST, RIPLEY, OH 45167-1512 |
| Document Number | 0000005040 |
| Book / Page | 547 / 1426 |
| Map Reference | MB C3 PG 206 SL 215 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 202500005040 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1102 PEARL ST, RIPLEY, OH 45167-1512 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | BROWN OH |
| Recording Date | Oct 20, 2025 |
| Property Address | 1102 PEARL ST, RIPLEY, OH 45167-1512 |
| Document Number | 0000005439 |
| Book / Page | 548 / 762 |
| Map Reference | MB C3 PG 162 SL 171 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 202500005439 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWN OH |
| Property Address | 1102 PEARL ST, RIPLEY, OH 45167-1512 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001867 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | 521/5151 |
| Instrument | 202300001867 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, OH 45697 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | May 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 9% |
| Index | 1-Year T-Bill |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWN OH |
| Property Address | 1102 PEARL ST, RIPLEY, OH 45167-1512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001033 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 491/1346 |
| Instrument | 201900001033 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | RIPLEY, OH 45167 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1102 Pearl St was $645 with exemptions applied.
Source: Brown County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Brown County |
| County Subdivision | Union Township |
| Municipality | Ripley Village |
| Unified School District | Ripley-Union-Lewis-Huntington Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $645.00 | $30,280 (-) Land $1,930 Building $28,350 | |
| 2024 | $645.00 (+32.99%) Homeowner's exemption Senior Citizen's exemption | $30,280 (+33.57%) Land $1,930 Building $28,350 | $86,510 Land $5,520 Building $80,990 |
| 2023 | $485.00 (-3%) Homeowner's exemption Senior Citizen's exemption | $22,670 (-) Land $1,560 Building $21,110 | |
| 2022 | $500.00 Homeowner's exemption Senior Citizen's exemption | $22,670 Land $1,560 Building $21,110 | |
| 2021 | $64,770 Land $4,460 Building $60,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1102 Pearl St in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 43 (1979–1997) |
| Claims Outside the SFHA | 3 of 43 |
| Most Recent Claim | Mar 1997 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1102 Pearl St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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