1113 E Wellsgate Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 1113 E Wellsgate Dr, Oxford, MS 38655

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 5,309 sqft · built 2008
Lot Size0.738 acres (32,168 sqft)
Owner2 Individual Names on File
Last Sale$521,300 (Feb 2010)
Tax Bill$6,898 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN146Y-23-111.00

Property Details

APN / Parcel Number

Primary APN146Y-23-111.00
Alternative APNs
  • 088Q-23-004
  • 19676

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area5,309 sqft Living Area
1st Floor Area3,152 sqft
2nd Floor Area1,541 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick Veneer
Foundation TypeNo Foundation
Roof TypeHip
Roof MaterialAsphalt
Lot Area32,168 sqft (0.738 acres)
Lot Dimensions267 ft deep x 120 ft wide
Pool Area648 sqft
Patio Area704 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number19676
Street Address1113 E WELLSGATE DR
CityOXFORD
StateMS
Zip38655-5952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 86 WELLSGATE PHASE I PREV APN: 088Q-23-004
Legal Range04W
Legal Township08S
Legal Section23
Legal SubdivisionWELLSGATE PHASE I
Legal Phase1
Legal Lot Number86
JurisdictionLAFAYETTE MS
Township / Civil Division3
Census Block Group2
Census Block2004
Census Tract950404

Owner

Source: Lafayette County assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1113 E WELLSGATE DR, OXFORD, MS 38655-5952
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2010 · Amount on Record
Deed SaleFeb 22, 2010 · Amount on Record
Deed Document Number20101204
Last Transfer DateAug 4, 2021
Transfer Doc0000008934
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MS
Property Address1113 E WELLSGATE DR, OXFORD, MS 38655-5952
Transaction TypeMortgage
Record UpdatedAug 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201907133
DateSep 3, 2019
Instrument201907133
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressOXFORD, MS 38655
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term119 Months
DueAug 18, 2029

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLafayette County
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,898.00 (+24%) Homeowner's exemption$72,352 (+22.77%)$723,520 (+22.77%) Land $100,000 Building $623,520
2023$5,563.00 Homeowner's exemption$58,932$589,320 Land $100,000 Building $489,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BCI Mississippi Broadband
Fiber · Cable in parts of the area
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
North East Fiber
Fiber
2,000 / 1,000
Telapex
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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