Escambia County property record for 1113 E Cross St, Pensacola, FL 32503
| Property Type | Retail Store |
|---|---|
| Details | 1 ba · 1,186 sqft · built 1936 |
| Lot Size | 0.243 acres (10,598 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Sep 2023) |
| Tax Bill | $3,364 (2024) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Feb 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9025-005-316 |
| Primary APN | 00-0S-00-9025-005-316 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,186 sqft Gross Area |
| 1st Floor Area | 1,186 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,598 sqft (0.243 acres) |
| Lot Width | 80 ft Width |
| Porch | Open Porch |
| Porch Area | 98 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 142709000 |
|---|---|
| Street Address | 1113 E CROSS ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-4666 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Store |
| Local Zoning Code | C-1,R-1AA |
| Legal Description | LTS 5 6 BLK 316 NEW CITY TRACT OR 9048 P 1653 CA 53 |
| Legal Subdivision | NEW CITY TRACT |
| Legal Block | 316 |
| Legal Lot Number | 5 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 802 |
1113 E Cross St, a commercial property, is owned by two individuals who bought it in September 2023.
Source: Escambia County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1113 E CROSS ST, PENSACOLA, FL 32503-4666 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2023 | Warranty Deed, Transfer · Commercial Mortgage CENTENNIAL BANK |
| Feb 16, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on File |
| Deed Sale | Sep 29, 2023 · Amount on File |
| Prior Sale | Feb 16, 2018 · Amount on File |
| Deed Document Number | 202379535 |
| Deed Book / Page | 9048 / 1653 |
| Prior Transfer Date | Aug 10, 2007 |
| Prior Transfer Doc | 0061980460 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Sep 29, 2023 |
| Property Address | 1113 E CROSS ST, PENSACOLA, FL 32503-4666 |
| Document Number | 0090481653 |
| Book / Page | 9048 / 1653 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 2023079535 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1113 E CROSS ST, PENSACOLA, FL 32503-4666 |
| Document Number | 0090481656 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 9048/1656 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Sep 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Feb 16, 2018 |
| Property Address | 1113 E CROSS ST, PENSACOLA, FL 32503-4666 |
| Document Number | 0078560732 |
| Book / Page | 007856 / 000732 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 13039 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $1,190.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7965 WHITE SANDS BLVD NAVARRE FL 325667101, NAVARRE, FL 32566-7101 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $213,573 Land $80,560 Building $133,013 | $213,573 Land $80,560 Building $133,013 | |
| 2024 | $3,364.00 (+18.24%) | ||
| 2023 | $2,845.00 (+8.17%) | $158,691 (-6.22%) | $182,503 (+7.85%) Land $55,385 Building $127,118 |
| 2022 | $2,630.00 | $169,219 | $169,219 Land $55,385 Building $113,834 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1113 E Cross St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1113 E Cross St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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